448 Saint Johns Golf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 448 Saint Johns Golf Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,577 sqft · built 2002
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Apr 2021)
Tax Bill	$9,806 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026432-0920`

Property Details

APN / Parcel Number

Primary APN	`026432-0920`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,577 sqft Living Area
Gross Area	4,597 sqft
1st Floor Area	2,757 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 SAINT JOHNS GOLF DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 92 OR5229/1688
Legal Range	28E
Legal Township	05S
Legal Section	29
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase	1
Legal Block	2
Legal Lot Number	92
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20908

Owner

Source: St. Johns County records · APN 026432-0920

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	448 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Prior Sale	Jun 06, 2002 · Amount on Record
Deed Document Number	202138105
Deed Book / Page	5229 / 1688
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 06, 2021
Property Address	448 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080
Document Number	0052291688
Book / Page	5229 / 1688
Map Reference	MB 42 PG 35-42
Instrument Date	Apr 05, 2021
Instrument	2021038105
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 SENTOSA DR UNIT 302, 302, ST JOHNS, FL 32259-9192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080

Mortgage

Document Number	0052291690
Date	Apr 06, 2021
Instrument	5229/1690

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,266 (+2.7%)	$661,564 (-2.53%) Land $154,000 Building $507,564
2025	$9,806.00 (+9.41%) Homeowner's exemption	$561,116 (+2.9%)	$678,729 (+6.54%) Land $154,000 Building $524,729
2024	$8,963.00 (+2.2%) Homeowner's exemption	$545,302 (+3%)	$637,039 (+4.89%) Land $145,000 Building $492,039
2023	$8,770.00 (+4.21%) Homeowner's exemption	$529,419 (+3%)	$607,358 (+5.71%) Land $145,000 Building $462,358
2022	$8,416.00 Homeowner's exemption	$513,999	$574,547 Land $123,200 Building $451,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.