St. Johns County property record for 440 Saint Johns Golf Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,249 sqft · built 2002 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $385,000 (Jul 2009) |
| Tax Bill | $6,721 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 026432-0900 |
| Primary APN | 026432-0900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,249 sqft Living Area |
| Gross Area | 3,785 sqft |
| 1st Floor Area | 1,924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 SAINT JOHNS GOLF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 90 OR3216/1035 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 440 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Jul 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage SYNOVUS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on Record |
| Deed Sale | Jul 10, 2009 · Amount on Record |
| Prior Sale | Jun 8, 2007 · Amount on Record |
| Deed Document Number | 200934350 |
| Deed Book / Page | 3216 / 1035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 440 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080 |
| Document Number | 0048460319 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 SAINT JOHNS GOLF DR ST AUGUSTINE FL 320921080, ST AUGUSTINE, FL 32092-1080 |
| Document Number | 0048460319 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 004846/000319 |
| Instrument | 92299 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 440 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080 |
| Document Number | 0045930569 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0045930569 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 004593/000569 |
| Instrument | 57062 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,044 (+2.7%) | $569,572 (-3.37%) Land $154,000 Building $415,572 | |
| 2025 | $6,721.00 (+8.9%) Homeowner's exemption | $332,078 (+2.9%) | $589,408 (+6.48%) Land $154,000 Building $435,408 |
| 2024 | $6,172.00 (+2.42%) Homeowner's exemption | $322,719 (+3%) | $553,514 (+4.6%) Land $145,000 Building $408,514 |
| 2023 | $6,026.00 (+5.15%) Homeowner's exemption | $313,319 (+3%) | $529,194 (+8.79%) Land $145,000 Building $384,194 |
| 2022 | $5,731.00 Homeowner's exemption | $304,193 | $486,420 Land $123,200 Building $363,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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