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445 Saint Johns Golf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 445 Saint Johns Golf Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,249 sqft · built 2002
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Sep 2016)
Tax Bill$9,239 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN026432-0020

Property Details

APN / Parcel Number

Primary APN026432-0020

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,249 sqft Living Area
Gross Area4,005 sqft
1st Floor Area1,924 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area536 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished Screened Porch
Porch Area300 sqft
Patio Area1,598 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address445 SAINT JOHNS GOLF DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 2 OR4251/1194
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase1
Legal Block2
Legal Lot Number2
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract20908

Owner

Source: St. Johns County records · APN 026432-0020

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2016 · Amount on Record
Deed SaleSep 07, 2016 · Amount on Record
Prior SaleJul 17, 2013 · Amount on Record
Deed Document Number201658120
Deed Book / Page4251 / 1194
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address445 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048620450
DateJan 07, 2020
Book Page4862/0450
Instrument2020001245
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$533,089 (+2.7%)$715,941 (-3.49%) Land $154,000 Building $561,941
2025$9,239.00 (+9.32%) Homeowner's exemption$519,074 (+2.9%)$741,852 (+9.98%) Land $154,000 Building $587,852
2024$8,451.00 (+2.24%) Homeowner's exemption$504,445 (+3%)$674,561 (+3.84%) Land $145,000 Building $529,561
2023$8,266.00 (+4.33%) Homeowner's exemption$489,752 (+3%)$649,631 (+7.79%) Land $145,000 Building $504,631
2022$7,923.00 Homeowner's exemption$475,487$602,678 Land $123,200 Building $479,478

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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