448 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 448 Riddle Rd, Cincinnati, OH 45220 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,820 sqft · built 1903
Lot Size	0.281 acres (12,240 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$7,547 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-0004-0019-00`

Property Details

APN / Parcel Number

Primary APN	`101-0004-0019-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,820 sqft Living Area
Gross Area	4,808 sqft
1st Floor Area	1,538 sqft
2nd Floor Area	1,170 sqft
Attic	Attic
Attic Area	562 sqft
Basement Area	1,538 sqft
Finished Basement	550 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	448 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	448 RIDDLE RD 60 X 200 PT LOT 3 JAMES MELINDY SUB
Legal Subdivision	JAMES MELINDY SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records · APN 101-0004-0019-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	448 RIDDLE RD, CINCINNATI, OH 45220-2411
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Warranty Deed, Transfer · Line of Credit FCN BANK
Mar 06, 2017	Warranty Deed, Transfer · Commercial Mortgage VICTORY COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Mar 06, 2017 · Amount on Record
Deed Document Number	202644039
Deed Book / Page	15680 / 2459
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0000000137
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 04, 2026
Property Address	448 RIDDLE RD, CINCINNATI, OH 45220-2411
Document Number	0000044039
Book / Page	15680 / 2459
Instrument Date	May 21, 2026
Instrument	202644039
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	448 RIDDLE RD, CINCINNATI, OH 45220-2411

Mortgage

Document Number	0000044040,
Date	Jun 04, 2026
Instrument	202644040

Lender

Name	FCN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 21, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 06, 2017
Property Address	448 RIDDLE RD, CINCINNATI, OH 45220-2411
Document Number	0000009916
Instrument Date	Feb 28, 2017
Instrument	17-0019916
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$809.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2466 LEGENDS WAY, CRESTVIEW HILLS, KY 41017-3479

Mortgage

Document Number	0000009917
Date	Mar 06, 2017
Instrument	17-0019917

Lender

Name	VICTORY COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,547.00 (+0.15%)	$118,983 (-) Land $21,368 Building $97,615	$339,950 (-) Land $61,050 Building $278,900
2024	$7,536.00 (-0.19%)	$118,983 (-) Land $21,368 Building $97,615
2023	$7,550.00 (+9.99%)	$118,983 (+22.28%) Land $21,368 Building $97,615	$339,950 (+22.28%) Land $61,050 Building $278,900
2022	$6,864.00	$97,301 Land $17,609 Building $79,692
2020			$278,000 Land $50,310 Building $227,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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