448 Palm Dr, Sanford, FL 32771 Property Records

Seminole County property record for 448 Palm Dr, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,648 sqft · built 1973
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,000 (Mar 2022)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`23-19-30-501-0000-0490`

Property Details

APN / Parcel Number

Primary APN	`23-19-30-501-0000-0490`
Alternative APN	`19302350100000490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 PALM DR
City	SANFORD
State	FL
Zip	32771-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 49 WOLFERS LAKEVIEW TERRACE PB 10 PG 66
Legal Range	30E
Legal Township	19S
Legal Section	23
Legal Subdivision	WOLFERS LAKE VIEW TERRACE
Legal Tract	501
Legal Lot Number	49
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	3
Census Block	3028
Census Tract	20601

Owner

Source: Seminole County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6326 CARRIE ANN CT, ORLANDO, FL 32819-7500
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2022	Warranty Deed, Transfer FIRST SIGNATURE TITLE INC
Aug 23, 2019	Intrafamily Transfer, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Aug 23, 2019
Deed Document Number	202235386
Deed Book / Page	10200 / 177
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0094220564
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	448 PALM DR, SANFORD, FL 32771-9502
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092570681
Date	Dec 3, 2018
Book Page	09257/0681
Instrument	2018135377

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	448 PALM DR, SANFORD, FL 32771-9502
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096200078
Date	Jun 9, 2020
Book Page	9620/78
Instrument	2020059263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 23, 2022
Property Address	448 PALM DR, SANFORD, FL 32771-9502
Document Number	0102000177
Book / Page	10200 / 177
Map Reference	MB 10 PG 66
Instrument Date	Mar 14, 2022
Instrument	2022035386
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1970 DOLGNER PL, 1970, SANFORD, FL 32771-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6326 CARRIE ANN CT, ORLANDO, FL 32819-7500

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 23, 2019
Property Address	448 PALM DR, SANFORD, FL 32771-9502
Document Number	0094220564
Book / Page	09422 / 0564
Map Reference	MB 10 PG 66
Instrument Date	Jul 26, 2019
Instrument	2019091818
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 PALM DR, SANFORD, FL 32771-9502

Mortgage

Document Number	0009422567
Date	Aug 23, 2019
Instrument	09422/567

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,599.00 (+8.44%)	$241,687 (+6.29%) Land $67,193 Building $174,494	$241,687 (+6.29%) Land $67,193 Building $174,494
2023	$3,319.00 (+249.74%)	$227,383 (+155.03%)	$227,383 (+12.1%) Land $63,240 Building $164,143
2022	$949.00	$89,160	$202,834 Land $55,335 Building $147,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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