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438 Palm Dr, Sanford, FL 32771 Property Records

Seminole County property record for 438 Palm Dr, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,483 sqft · built 2006
Lot Size0.244 acres (10,625 sqft)
Owner2 Individual Names on Record
Last Sale$348,000 (Aug 2021)
Tax Bill$5,680 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN23-19-30-501-0000-0510

Property Details

APN / Parcel Number

Primary APN23-19-30-501-0000-0510
Alternative APN
  • 19302350100000510

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,483 sqft Living Area
Gross Area3,022 sqft
1st Floor Area1,215 sqft
Upper Floors Area1,268 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,625 sqft (0.244 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage TypeAttached
Garage Area539 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area574 sqft
Utility Building88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address438 PALM DR
CitySANFORD
StateFL
Zip32771-9502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 51 WOLFERS LAKEVIEW TERRACE PB 10 PG 66
Legal Range30E
Legal Township19S
Legal Section23
Legal SubdivisionWOLFERS LAKE VIEW TERRACE
Legal Tract501
Legal Lot Number51
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group3
Census Block3028
Census Tract20601

Owner

Source: Seminole County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1504 BEXHILL RD, HENRICO, VA 23229-4705
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleJun 29, 2005
Deed Document Number2021101862
Deed Book / Page10003 / 1925
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 3, 2021
Property Address438 PALM DR, SANFORD, FL 32771-9502
Document Number0100031925
Book / Page10003 / 1925
Map ReferenceMB 10 PG 66
Instrument DateJul 27, 2021
Instrument2021101862
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,436.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13600 NE 210TH TERRACE RD, 13600, FORT MC COY, FL 32134-5737

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 BEXHILL RD, REGENCY, VA 23229-4705

Mortgage

Document Number100031927
DateAug 3, 2021
Instrument10003/1927
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,680.00 (+13.78%)$392,951 (+5.97%) Land $67,193 Building $325,758$392,951 (+5.97%) Land $67,193 Building $325,758
2023$4,992.00 (+12.43%)$370,799 (+20.09%)$370,799 (+11.99%) Land $63,240 Building $307,559
2022$4,440.00$308,776$331,099 Land $55,335 Building $275,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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