457 Palm Dr, Sanford, FL 32771 Property Records

Seminole County property record for 457 Palm Dr, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1991
Lot Size	0.243 acres (10,625 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2025)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`23-19-30-501-0000-0560`

Property Details

APN / Parcel Number

Primary APN	`23-19-30-501-0000-0560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	457 PALM DR
City	SANFORD
State	FL
Zip	32771-9577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 WOLFERS LAKE VIEW TERRACE PB 10 PG 66
Legal Range	30E
Legal Township	19S
Legal Section	23
Legal Subdivision	WOLFERS LAKE VIEW TERRACE
Legal Tract	501
Legal Lot Number	56
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	3
Census Block	3031
Census Tract	20601

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	457 PALM DR, SANFORD, FL 32771-9577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 4, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Jan 8, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Sep 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	2025006932
Deed Book / Page	10762 / 479
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	457 PALM DR, SANFORD, FL 32771-9577
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 PALM DR, SANFORD, FL 32771-9577

Mortgage

Document Number	0098020258
Date	Dec 31, 2020
Book Page	9802/258
Instrument	2020151164

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 1, 2022
Property Address	457 PALM DR, SANFORD, FL 32771-9577
Document Number	0102701638
Book / Page	10270 / 1638
Map Reference	MB 10 PG 66
Instrument Date	Jun 24, 2022
Instrument	2022077091
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 PALM DR, SANFORD, FL 32771-9577

Mortgage

Document Number	0102701640
Date	Jul 1, 2022
Instrument	10270/1640

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 4, 2022
Property Address	457 PALM DR, SANFORD, FL 32771-9577
Document Number	0101621539
Book / Page	10162 / 1539
Map Reference	MB 10 PG 66
Instrument Date	Jan 12, 2022
Instrument	2022015014
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,883.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 STAFFORD SHIVE AVE, DELTONA, FL 32738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 8, 2019
Property Address	457 PALM DR, SANFORD, FL 32771-9577
Document Number	0092781761
Book / Page	009278 / 001761
Instrument Date	Dec 21, 2018
Instrument	2350
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	457 PALM DR SANFORD FL 327719577, SANFORD, FL 32771-9577

Mortgage

Document Number	92781763
Date	Jan 8, 2019
Book Page	009278/001763
Instrument	2351

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 14, 2017
Property Address	457 PALM DR, SANFORD, FL 32771-9577
Document Number	0089881863
Book / Page	008988 / 001863
Instrument Date	Aug 17, 2017
Instrument	92711
Transaction Type	Foreclosure
Record Updated	Oct 11, 2017

Transaction

Amount	Amount Recorded
Tax	$523.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 623062 OVIEDO FL 327623062, OVIEDO, FL 32762-3062

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,146.00 (+49.73%)	$219,258 (+10.51%)	$228,230 (+15.03%) Land $67,193 Building $161,037
2023	$2,769.00 (+134.66%) Homeowner's exemption	$198,407 (+82.93%)	$198,407 (+15.24%) Land $63,240 Building $135,167
2022	$1,180.00	$108,463	$172,171 Land $55,335 Building $116,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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