448 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 448 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1974
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (Jun 2017)
Tax Bill	$5,579 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Sale & Mortgage
APN	`000297`

Property Details

APN / Parcel Number

Primary APN	`000297`
Alternative APNs	`TORR M:142 B:005 L:001` `297`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	2,000 sqft
Basement Area	880 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	297
Street Address	448 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	5
Legal Lot Number	1
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1013
Census Tract	310602

Owner

448 Oxbow Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 OXBOW DR, TORRINGTON, CT 06790-4227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORTHWEST COMMUNITY BANK
Jun 9, 2017	Warranty Deed, Transfer NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Deed Book / Page	1249 / 119
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	448 OXBOW DR, TORRINGTON, CT 06790-4227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1323-58
Date	Dec 22, 2020
Book Page	1323/58
Instrument	2020-461109

Lender

Name	NORTHWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 9, 2017
Property Address	448 OXBOW DR, TORRINGTON, CT 06790-4227
Document Number	1249-119
Book / Page	1249 / 119
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12490121
Date	Jun 9, 2017
Instrument	01249/0121

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 9, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 448 Oxbow Dr was $5,579, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,579.00 (-12.98%)	$166,740 (-) Land $30,520 Building $136,220	$285,020 (+144.2%)
2025	$6,411.00	$166,740 Land $30,520 Building $136,220	$116,718 Land $21,364 Building $95,354
2024	$6,411.00 (+40.59%)
2023	$4,560.00 (+1.74%)	$95,070 (-) Land $30,550 Building $64,520
2022	$4,482.00	$95,070 Land $30,550 Building $64,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 448 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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