434 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 434 Oxbow Dr, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 948 sqft · built 1973
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$189,900 (Apr 2022)
Tax Bill$5,560 (2026)
Deeds & MortgagesApr 2022 Mortgage
APN009403

Property Details

APN / Parcel Number

Primary APN009403
Alternative APNs
  • TORR M:142 B:005 L:002
  • 9403

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area948 sqft Living Area
Gross Area2,016 sqft
Basement Area880 sqft
Unfinished Basement880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number9403
Street Address434 OXBOW DR
CityTORRINGTON
StateCT
Zip06790-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S
Legal Block5
Legal Lot Number2
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1013
Census Tract310602

Owner

434 Oxbow Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Torrington City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address434 OXBOW DR, TORRINGTON, CT 06790-4227
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2022 · Amount on File
Deed SaleApr 19, 2022 · Amount on File
Deed Document Number2022473829
Deed Book / Page1362 / 1144
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address434 OXBOW DR, TORRINGTON, CT 06790-4227
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01362-1146
DateApr 19, 2022
Book Page1362/1146
Instrument2022-473830
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 434 Oxbow Dr was $5,560, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,560.00 (-12.99%)$166,180 (-) Land $30,520 Building $135,660$278,098 (+139.07%)
2025$6,390.00$166,180 Land $30,520 Building $135,660$116,326 Land $21,364 Building $94,962
2024$6,390.00 (+37.86%)
2023$4,635.00 (+1.73%)$96,650 (-) Land $30,550 Building $66,100
2022$4,556.00$96,650 Land $30,550 Building $66,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 434 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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