439 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 439 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,397 (2026)
Deeds & Mortgages	Jan 2026 Transfer Mar 2017 Mortgage
APN	`009956`

Property Details

APN / Parcel Number

Primary APN	`009956`
Alternative APNs	`TORR M:142 B:006 L:010` `9956`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	3,516 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	9956
Street Address	439 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	6
Legal Lot Number	10
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1014
Census Tract	310602

Owner

439 Oxbow Dr is owned by two individuals who acquired it in January 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 LEDGEWOOD RD, WATERTOWN, CT 06795-1330
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2017	Deed of Trust, Mortgage FDC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 28, 2026
Transfer Doc	001453-669
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jan 28, 2026
Property Address	439 OXBOW DR, TORRINGTON, CT 06790-4226
Document Number	001453-669
Book / Page	1453 / 669
Instrument Date	Jan 28, 2026
Instrument	2026-506398
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	220 LEDGEWOOD RD, WATERTOWN, CT 06795-1330

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 OXBOW DR, TORRINGTON, CT 06790-4226
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001243-446
Date	Mar 15, 2017
Book Page	1243/446

Lender

Name	FDC FCU

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 439 Oxbow Dr was $6,397, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,397.00 (-12.97%)	$191,170 (-) Land $30,520 Building $160,650	$313,310 (+134.13%)
2025	$7,350.00	$191,170 Land $30,520 Building $160,650	$133,819 Land $21,364 Building $112,455
2024	$7,350.00 (+46.71%)
2023	$5,010.00 (+1.73%)	$104,470 (-) Land $30,550 Building $73,920
2022	$4,925.00	$104,470 Land $30,550 Building $73,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 439 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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