Duval County property record for 448 Osprey Key, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,424 sqft · built 1989 |
| Lot Size | 0.093 acres (4,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,017 (Aug 2023) |
| Tax Bill | $7,775 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 172027-5094 |
| Primary APN | 172027-5094 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,897 sqft |
| 1st Floor Area | 774 sqft |
| Upper Floors Area | 650 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,033 sqft (0.093 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 448 OSPREY KY |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APUD |
| Legal Description | 41-55 17-2S-29E SELVA LAKES LOT 46 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | SELVA LAKES |
| Legal Lot Number | 46 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13906 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 10, 2021 | Warranty Deed, Transfer LANDMARK TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2021 · Amount on Record |
| Deed Document Number | 2023172183 |
| Deed Book / Page | 20783 / 281 |
| Prior Transfer Date | Aug 14, 2023 |
| Prior Transfer Doc | 0207830281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 17, 2023 |
| Property Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0207830281 |
| Book / Page | 20783 / 281 |
| Map Reference | MB 41 PG 55&55A |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023172183 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Name | Verified Name |
|---|---|
| Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0207830283 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 20783/283 |
| Instrument | 2023172184 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 10, 2021 |
| Property Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0195820140 |
| Book / Page | 19582 / 140 |
| Map Reference | MB 41 PG 55&55A |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021037334 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1241 POINT LA VISTA RD W, 1241, JACKSONVILLE, FL 32207 |
| Name | Verified Name |
|---|---|
| Address | 448 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,375 (+1.18%) Land $292,396 Building $164,979 | $457,375 (+1.18%) Land $292,396 Building $164,979 | |
| 2025 | $7,775.00 (+3.97%) | $452,063 (+16.57%) Land $290,000 Building $162,063 | $452,063 (+16.57%) Land $290,000 Building $162,063 |
| 2024 | $7,478.00 (+10.16%) | ||
| 2023 | $6,788.00 (+13.85%) | $387,796 (+9.56%) Land $210,000 Building $177,796 | $387,796 (+9.56%) Land $210,000 Building $177,796 |
| 2022 | $5,962.00 | $353,973 Land $185,000 Building $168,973 | $353,973 Land $185,000 Building $168,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 289 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 35 (1979–2024) |
| Claims Outside the SFHA | 32 of 35 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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