Duval County property record for 435 Osprey Key, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,437 sqft · built 1987 |
| Lot Size | 0.088 acres (3,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,500 (Jun 2004) |
| Tax Bill | $3,180 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 172027-5082 |
| Primary APN | 172027-5082 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,437 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 767 sqft |
| Upper Floors Area | 670 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,818 sqft (0.088 acres) |
| Garage Type | Attached |
| Garage Area | 417 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 435 OSPREY KY |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APUD |
| Legal Description | 41-55 16-2S-29E SELVA LAKES LOT 40 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | SELVA LAKES |
| Legal Lot Number | 40 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13906 |
435 Osprey Key is owned and occupied by two individuals who bought it in June 2004.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on File |
| Deed Sale | Jun 15, 2004 · Amount on File |
| Deed Document Number | 2004193189 |
| Deed Book / Page | 11870 / 1969 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 435 Osprey Key was $3,180 with a homeowner's exemption, up 2.1% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,228 (+2.7%) | $476,913 (+0.98%) Land $306,044 Building $170,869 | |
| 2025 | $3,180.00 (+2.12%) Homeowner's exemption | $226,123 | $472,297 Land $290,000 Building $182,297 |
| 2024 | $3,114.00 (+3.11%) | ||
| 2023 | $3,020.00 (+8.52%) Homeowner's exemption | $213,351 (+3%) | $411,798 (+9.38%) Land $210,000 Building $201,798 |
| 2022 | $2,783.00 Homeowner's exemption | $207,137 | $376,485 Land $185,000 Building $191,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Osprey Key in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 289 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 35 (1979–2024) |
| Claims Outside the SFHA | 32 of 35 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Osprey Key is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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