Duval County property record for 444 Osprey Key, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,858 sqft · built 1986 |
| Lot Size | 0.096 acres (4,159 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Jun 2026) |
| Tax Bill | $5,113 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172027-5096 |
| Primary APN | 172027-5096 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,317 sqft |
| 1st Floor Area | 794 sqft |
| Upper Floors Area | 770 sqft |
| Sunroom | Sunroom |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,159 sqft (0.096 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 444 OSPREY KY |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APUD |
| Legal Description | 41-55 17-2S-29E SELVA LAKES LOT 47 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | SELVA LAKES |
| Legal Lot Number | 47 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13906 |
444 Osprey Key is owned and occupied by an individual who bought it in June 2026.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage TEXANA BANK |
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage TEXANA BANK |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Mar 19, 2019 · Amount on File |
| Deed Document Number | 2026134925 |
| Deed Book / Page | 21938 / 855 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 0165040110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0000134925 |
| Book / Page | 21938 / 855 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026134925 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512,575.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0000134926, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026134926 |
| Name | TEXANA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0219380855 |
| Book / Page | 21938 / 855 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026134925 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512,575.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0000134926, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026134926 |
| Name | TEXANA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0192721385 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 19272/1385 |
| Instrument | 2020142174 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 0187220836 |
| Book / Page | 18722 / 0836 |
| Map Reference | MB 41 PG 55&55A |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019060663 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 HUNTERS CROSSING DR, 18, SPRING, TX 77381-4792 |
| Name | Verified Name |
|---|---|
| Address | 444 OSPREY KY, ATLANTIC BEACH, FL 32233-4367 |
| Document Number | 2019060664 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019060664 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 444 Osprey Key was $5,113, up 1.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,666 (+2.7%) | $497,536 (+1.34%) Land $295,336 Building $202,200 | |
| 2025 | $5,113.00 (+1.91%) Homeowner's exemption | $338,526 | $490,940 Land $290,000 Building $200,940 |
| 2024 | $5,017.00 (+2.87%) | ||
| 2023 | $4,877.00 (+7.95%) Homeowner's exemption | $319,404 (+3%) | $430,307 (+9.15%) Land $210,000 Building $220,307 |
| 2022 | $4,518.00 Homeowner's exemption | $310,101 | $394,217 Land $185,000 Building $209,217 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 444 Osprey Key in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 289 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 35 (1979–2024) |
| Claims Outside the SFHA | 32 of 35 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 444 Osprey Key is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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