448 Middle Fork Ln, Carnesville, GA 30521 Property Records

Franklin County property record for 448 Middle Fork Ln, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,294 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Jun 2021)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`037-017-020`

Property Details

APN / Parcel Number

Primary APN	`037-017-020`
Alternative APN	`15644`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,294 sqft Heated Area
1st Floor Area	1,055 sqft
2nd Floor Area	1,239 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	400 sqft
Porch	Slab
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15644
Street Address	448 MIDDLE FORK LN
City	CARNESVILLE
State	GA
Zip	30521-4484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	LOT 20 RIVER OAKS 1.20 ACRES
Legal Subdivision	RIVER OAKS PLANTATION
Legal Lot Number	20
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1040
Census Tract	890202

Owner

Source: Franklin County records · APN 037-017-020

Assessment roll updated December 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jun 25, 2021	Warranty Deed, Transfer
Feb 22, 2019	Grant Deed, Transfer · FHA Mortgage MR COOPER
Jul 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 06, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	20211025
Deed Book / Page	1465 / 336
Transfer Doc	001178/219
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484

Mortgage

Document Number	0000001717/0000000206
Date	Jan 15, 2026
Book Page	0000001717/0000000206

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484

Mortgage

Document Number	0000001465/0000000337
Date	Jul 28, 2021
Book Page	0000001465/0000000337

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jun 25, 2021
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	001465/336
Book / Page	1465 / 336
Instrument Date	Jun 25, 2021
Instrument	2021-001025
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Feb 22, 2019
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	0013320320
Book / Page	001332 / 000320
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HARRISON BRIDGE RD CARNESVILLE GA 30521, CARNESVILLE, GA 30521

Mortgage

Document Number	13320321
Date	Feb 22, 2019
Book Page	001332/000321

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jul 18, 2018
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	0013080303
Book / Page	001308 / 000303
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	HARRISON BRIDGE RD CARNESVILLE GA 30521, CARNESVILLE, GA 30521

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 06, 2017
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	0012800250
Book / Page	001280 / 000250
Instrument Date	Nov 01, 2017
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 TWELVE OAKS DR DOUGLASVILLE GA 301343029, DOUGLASVILLE, GA 30134-3029

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Oct 27, 2017
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	0012790152
Book / Page	001279 / 000152
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Dec 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Oct 27, 2017
Property Address	448 MIDDLE FORK LN, CARNESVILLE, GA 30521-4484
Document Number	0012790165
Book / Page	001279 / 000165
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MIDDLE FORK LANE AND RIVER VW CARNESVILLE GA 30521, CARNESVILLE, GA 30521
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated December 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (-2.34%) Homeowner's exemption	$146,312 (+10.57%) Land $9,600 Building $136,712	$365,780 (+10.57%) Land $24,000 Building $341,780
2023	$3,414.00 (+9.49%)	$132,326 (+9.47%) Land $7,200 Building $125,126	$330,816 (+9.47%) Land $18,000 Building $312,816
2022	$3,118.00	$120,880 Land $7,200 Building $113,680	$302,200 Land $18,000 Building $284,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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