448 Howe Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 448 Howe Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,926 sqft · built 1983
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Nov 2023)
Tax Bill	$17,398 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03279-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`07-03279-0000-00039`
Alternative APN	`070327900039`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,926 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Lot Area	5,798 sqft (0.133 acres)
Lot Dimensions	100 ft deep x 58 ft wide

Location & Zoning

Street Address	448 HOWE AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	3279
Legal Lot Number	39
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2003
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 HOWE AVE, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	202337770
Deed Book / Page	4624 / 177
Record Updated	Sep 20, 2026

November 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 28, 2023
Property Address	448 HOWE AVE, PASSAIC, NJ 07055
Document Number	0000037770
Book / Page	D4624 / 177
Instrument Date	Nov 20, 2023
Instrument	2023037770
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	NOT AVAILABLE, ALLIED TITLE LLC SUITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 ACKERMAN ST, NUTLEY, NJ 07110-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HOWE AVE, PASSAIC, NJ 07055

Mortgage

Document Number	0000037771
Date	Nov 28, 2023
Instrument	2023037771

Lender

Name	UNIVERSAL FINANCIAL MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,600 (-) Land $99,100 Building $309,500	$408,600 (-) Land $99,100 Building $309,500
2025	$17,398.00 (+3.27%)	$408,600 (-) Land $99,100 Building $309,500	$408,600 (-) Land $99,100 Building $309,500
2024	$16,847.00 (+9.61%)
2023		$408,600 (-) Land $99,100 Building $309,500	$408,600 (-) Land $99,100 Building $309,500
2022	$15,370.00 Disabled Person's exemption Veteran's exemption	$408,600 Land $99,100 Building $309,500	$408,600 Land $99,100 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20