440 Howe Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 440 Howe Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details1,624 sqft · built 1900
Lot Size0.069 acres (3,001 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jan 2021)
Tax Bill$7,813 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-03279-0000-00034

Property Details

APN / Parcel Number

Primary APN07-03279-0000-00034
Alternative APN
  • 070327900034

Interior

Stories2 Stories
Building Area1,624 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Lot Area3,001 sqft (0.069 acres)
Lot Dimensions100 ft deep x 30 ft wide

Location & Zoning

Street Address440 HOWE AVE
CityPASSAIC
StateNJ
Zip07055-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block3279
Legal Lot Number34
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group2
Census Block2003
Census Tract175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 HOWE AVE, PASSAIC, NJ 07055-1934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleAug 23, 2013 · Amount on Record
Deed Document Number20212597
Deed Book / Page3943 / 267
Record UpdatedOct 29, 2026

January 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPASSAIC NJ
Recording DateJan 12, 2021
Property Address440 HOWE AVE, PASSAIC, NJ 07055-1934
Document Number0000002597
Book / PageD3943 / 267
Instrument DateAug 26, 2020
Instrument2021002597
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyKENSINGTON VANGUARD LAND TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 WARRINGTON DR, 43, ROCHESTER, NY 14618-1157

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 HOWE AVE, PASSAIC, NJ 07055-1934

Mortgage

Document Number0000002598
DateJan 12, 2021
Book PageM16733/39
Instrument2021002598
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,500 (-) Land $85,100 Building $98,400$183,500 (-) Land $85,100 Building $98,400
2025$7,813.00 (+3.28%)$183,500 (-) Land $85,100 Building $98,400$183,500 (-) Land $85,100 Building $98,400
2024$7,565.00 (+6.15%)
2023$183,500 Land $85,100 Building $98,400$183,500 Land $85,100 Building $98,400
2022$7,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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