Passaic County and Passaic City property record for 449 Howe Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,638 sqft · built 1910 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,758 (Sep 2008) |
| Tax Bill | $10,330 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03280-01-00044 |
| Primary APN | 07-03280-01-00044 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,638 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 88 ft deep x 2 ft wide |
| Old Parcel Number | 0703280A00044 |
|---|---|
| Street Address | 449 HOWE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 3280 |
| Legal Lot Number | 44 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 175604 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 449 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2008 · Amount on Record |
| Deed Sale | Sep 30, 2008 · Amount on Record |
| Prior Sale | Sep 30, 2008 |
| Deed Document Number | 200856179 |
| Deed Book / Page | 1673 / 185 |
| Prior Transfer Date | Jun 27, 2007 |
| Prior Transfer Doc | 0000057127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 449 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000048614 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | M18221/210 |
| Instrument | 2022048614 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 449 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000020633 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | M16964/248 |
| Instrument | 2021020633 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,600 (-) Land $85,100 Building $157,500 | $242,600 (-) Land $85,100 Building $157,500 | |
| 2025 | $10,330.00 (+3.28%) | $242,600 (-) Land $85,100 Building $157,500 | $242,600 (-) Land $85,100 Building $157,500 |
| 2024 | $10,002.00 (+6.16%) | ||
| 2023 | $242,600 Land $85,100 Building $157,500 | $242,600 Land $85,100 Building $157,500 | |
| 2022 | $9,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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