448 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 448 Flag Pond Rd, Saco, ME 04072

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,196 sqft · built 1988
Lot Size7.51 acres (327,136 sqft)
Owner2 Individual Names on Record
Last Sale$238,700 (Sep 2016)
Tax Bill$5,398 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNJ0500R

Property Details

APN / Parcel Number

Primary APNJ0500R
Alternative APNs
  • SACO M:109 L:009 U:004-000
  • M:109 L:009 U:004=000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,614 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area327,136 sqft (7.51 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberJ0500R
Street Address448 FLAG POND RD
CitySACO
StateME
Zip04072-9635
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRC
Legal SubdivisionCHARLENE JOHNSON
Legal Lot Number9
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2014
Census Tract5100

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address448 FLAG POND RD, SACO, ME 04072-9635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2016 · Amount on Record
Deed SaleSep 28, 2016 · Amount on Record
Prior SaleFeb 29, 2016
Deed Document Number201641642
Deed Book / Page17330 / 28
Transfer Doc0171910076
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address448 FLAG POND RD, SACO, ME 04072-9635
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184890356
DateDec 15, 2020
Book Page18489/356
Instrument2020064888
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,398.00 (+3.29%)$380,150 (+2.2%) Land $173,150 Building $207,000
2024$5,226.00 (+5.13%)$371,950 (+37.15%) Land $173,150 Building $198,800$367,365
2022$4,971.00$271,200 Land $131,900 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flag Pond Rd

Nearby Streets

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