York County and Saco City property record for 441 Flag Pond Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,809 sqft · built 1986 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,745 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H1230R |
| Primary APN | H1230R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| Gross Area | 4,976 sqft |
| 1st Floor Area | 1,652 sqft |
| Attic | Attic |
| Attic Area | 784 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,635 sqft (1.92 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | H1230R |
|---|---|
| Street Address | 441 FLAG POND RD |
| City | SACO |
| State | ME |
| Zip | 04072-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 23 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 5100 |
441 Flag Pond Rd is owned and occupied by two individuals who acquired it in June 2015.
Source: York County and Saco City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 FLAG POND RD, SACO, ME 04072-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 |
| Deed Sale | Jun 8, 2015 |
| Deed Document Number | 201520971 |
| Deed Book / Page | 17031 / 801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 441 FLAG POND RD, SACO, ME 04072-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180910635 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 18091/635 |
| Instrument | 2019047639 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 441 FLAG POND RD, SACO, ME 04072-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184190348 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 18419/348 |
| Instrument | 2020053164 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 441 Flag Pond Rd was $5,745, up 2.3% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,745.00 (+2.33%) | $404,600 (+1.25%) Land $147,700 Building $256,900 | |
| 2024 | $5,614.00 | $399,600 Land $147,700 Building $251,900 | $520,885 |
| 2022 | $5,285.00 | $288,300 Land $112,400 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Flag Pond Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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