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453 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 453 Flag Pond Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,054 sqft · built 2003
Lot Size2.81 acres (122,404 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Jun 2022)
Tax Bill$6,830 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNS3541R

Property Details

APN / Parcel Number

Primary APNS3541R
Alternative APNs
  • SACO M:109 L:023 U:006-000
  • M:109 L:023 U:006=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,054 sqft Living Area
Gross Area4,704 sqft
1st Floor Area1,224 sqft
AtticAttic
Attic Area484 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area122,404 sqft (2.81 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberS3541R
Street Address453 FLAG POND RD
CitySACO
StateME
Zip04072-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number23
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1032
Census Tract5100

Owner

453 Flag Pond Rd is owned and occupied by two individuals who bought it in June 2022.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address453 FLAG POND RD, SACO, ME 04072-9633
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
May 11, 2020Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on File
Deed SaleJun 30, 2022 · Amount on File
Prior SaleNov 30, 2015 · Amount on File
Deed Document Number202227705
Deed Book / Page19060 / 425
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJun 30, 2022
Property Address453 FLAG POND RD, SACO, ME 04072-9633
Document Number0190600425
Book / Page19060 / 425
Instrument DateJun 29, 2022
Instrument2022027705
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address2 MAIN ST # STE17, STE17, BIDDEFORD, ME 04005-2041
InvestorPossibly a Property Investor

Mortgage

Document Number2022027706
DateJun 30, 2022
Instrument2022027706
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address453 FLAG POND RD, SACO, ME 04072-9633
Document Number0182450484
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 FLAG POND RD SACO ME 040729633, SACO, ME 04072-9633

Mortgage

Document Number0182450484
DateMay 15, 2020
Book Page018245/000484
Instrument20455
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record
Term360 Months
DueMay 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 453 Flag Pond Rd was $6,830, up 3% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,830.00 (+2.99%)$481,000 (+1.91%) Land $152,500 Building $328,500
2024$6,632.00$472,000 Land $152,500 Building $319,500$676,210
2022$6,221.00$339,400 Land $116,100 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Flag Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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