443 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 443 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,730 sqft · built 1950
Lot Size	0.258 acres (11,217 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2018)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-E B:0017 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0017 L:0009`
Alternative APNs	`M:006=E B:0017 L:0009` `4217027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,236 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,217 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4217027
Street Address	443 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2013
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0017 L:0009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	443 CENTRAL ST, SAUGUS, MA 01906-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 19, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 03, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 03, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Deed Document Number	20182600
Deed Book / Page	37191 / 570
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	443 CENTRAL ST, SAUGUS, MA 01906-3632
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40273-84
Date	Sep 13, 2021
Book Page	40273/84
Instrument	20210913005710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 19, 2019
Property Address	443 CENTRAL ST, SAUGUS, MA 01906-3632
Document Number	37678-269
Book / Page	37678 / 269
Instrument Date	Jul 12, 2019
Instrument	20190719000400
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 CENTRAL ST, SAUGUS, MA 01906-3632

Mortgage

Document Number	37678-272
Date	Jul 19, 2019
Book Page	37678/272
Instrument	20190719000410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 03, 2018
Property Address	443 CENTRAL ST, SAUGUS, MA 01906-3632
Document Number	37191-570
Book / Page	37191 / 570
Instrument Date	Nov 28, 2018
Instrument	20181203002600
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 CENTRAL ST, SAUGUS, MA 01906-3632

Mortgage

Document Number	261
Date	Dec 03, 2018
Instrument	261

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	443 CENTRAL ST, SAUGUS, MA 01906-3632
Document Number	35739-110
Book / Page	035739 / 000110
Instrument Date	Feb 03, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Mortgage

Document Number	35739-110
Date	Mar 17, 2017
Book Page	035739/000110
Instrument	1703170010

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,363.00 (+5.93%)	$595,800 (+5.64%) Land $301,000 Building $294,800	$617,785
2024	$6,007.00 (+1.83%)	$564,000 (+7.65%) Land $273,600 Building $290,400
2023	$5,899.00	$523,900 Land $246,300 Building $277,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

443 Central St, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Central St

Nearby Streets

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