Hamilton County property record for 4477 Sailmaker Cir, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,562 sqft · built 2023 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,224,000 (Jul 2025) |
| Tax Bill | $3,173 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Feb 2022 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J A 039 |
| Primary APN | 120J A 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,562 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.214 acres) |
| Lot Dimensions | 112 ft deep x 82 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000141501 |
|---|---|
| Street Address | 4477 SAILMAKER CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-1671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 WINDWARD POINTE SUB PB58 PG121 74-27 |
| Legal Subdivision | WINDWARD POINTE SUB |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11411 |
4477 Sailmaker Cir is owned by a company that bought it in July 2025.
Source: Hamilton County records, as of August 31, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 1, 2022 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Jul 21, 2025 | Warranty Deed, Transfer UNKNOWN, JONES TITLE COMPANY LLC |
| Oct 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 3, 2021 | Warranty Deed, Transfer |
| Sep 3, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on File |
| Deed Sale | Jul 21, 2025 · Amount on File |
| Prior Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 2025251 |
| Deed Book / Page | 13988 / 370 |
| Prior Transfer Date | Oct 3, 2023 |
| Prior Transfer Doc | 0000000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 21, 2026 |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Number | 0000000136 |
| Book / Page | 14412 / 496 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026136 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000020 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 12828/568 |
| Instrument | 2022020100020 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 21, 2025 |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Number | 0000000251 |
| Book / Page | 13988 / 370 |
| Map Reference | MB 74 PG 27 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025072100251 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, JONES TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,528.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 3, 2023 |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Number | 0000000112 |
| Book / Page | 13415 / 279 |
| Map Reference | MB 74 PG 27 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023100300112 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 CHESTNUT ST STE 900, 900, CHATTANOOGA, TN 37450-0900 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2021 |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Number | 0000000162 |
| Book / Page | 12638 / 279 |
| Map Reference | MB 74 PG 27 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021090300162 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $555.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 CHESTNUT ST # ST9TH, ST9TH, CHATTANOOGA, TN 37450-4000 |
| Name | Verified Name |
|---|---|
| Address | 2515 HAMILTON COVE DR, CHATTANOOGA, TN 37421-1852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2021 |
| Property Address | 4477 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671 |
| Document Number | 0000000124 |
| Book / Page | 12638 / 20 |
| Map Reference | MB 74 PG 27 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021090300124 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 CHESTNUT ST STE 900, 900, CHATTANOOGA, TN 37450-0900 |
The 2025 property tax bill for 4477 Sailmaker Cir was $3,173, down 25% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,173.00 (-25.01%) | $209,350 (+10.69%) | $837,400 (+10.69%) Land $70,000 Building $767,400 |
| 2024 | $4,231.00 (+982.1%) | $189,125 (+980.71%) | $756,500 (+980.71%) Land $70,000 Building $686,500 |
| 2023 | $391.00 | $17,500 (-) | $70,000 (-) Land $70,000 |
| 2022 | $391.00 | $17,500 | $70,000 Land $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4477 Sailmaker Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4477 Sailmaker Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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