4459 Sailmaker Cir, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4459 Sailmaker Cir, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,043 sqft · built 2023
Lot Size0.245 acres (10,695 sqft)
Owner2 Company Names on Record
Last Sale$135,000 (Nov 2020)
Tax Bill$3,427 (2025)
Deeds & MortgagesAug 2021 Construction Loan
Dec 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN120J A 040

Property Details

APN / Parcel Number

Primary APN120J A 040
Alternative APN
  • 0000141502

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,043 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Lot Area10,695 sqft (0.245 acres)
Lot Dimensions122 ft deep x 91.6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000141502
Street Address4459 SAILMAKER CIR
CityCHATTANOOGA
StateTN
Zip37416-1671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 32 WINDWARD POINTE SUB PB58 PG121
Legal SubdivisionWINDWARD POINTE SUB
Legal Lot Number32
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2000
Census Tract11411

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Dec 20, 2024Intrafamily Transfer, Transfer
Nov 10, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Nov 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Deed Document Number2020167
Deed Book / Page12226 / 146
Last Transfer DateDec 20, 2024
Transfer Doc0000000159
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000279
DateAug 12, 2021
Book Page12607/236
Instrument2021081200279
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateDec 20, 2024
Property Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671
Document Number0000000159
Book / Page13794 / 957
Map ReferenceMB 58 PG 121
Instrument DateDec 20, 2024
Instrument2024122000159
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 10, 2020
Property Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671
Document Number1110000167
Book / Page012226 / 000146
Instrument DateNov 10, 2020
Instrument201110000167
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4727 BRAINERD RD #A CHATTANOOGA TN 374113848, A, CHATTANOOGA, TN 37411-3848

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateNov 10, 2020
Property Address4459 SAILMAKER CIR, CHATTANOOGA, TN 37416-1671
Document Number1110000166
Book / Page012226 / 000141
Instrument DateNov 5, 2020
Instrument201110000166
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address633 CHESTNUT ST #901 CHATTANOOGA TN 374504000, 901, CHATTANOOGA, TN 37450-4000

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,427.00 (-25.74%)$226,150 (+9.62%)$904,600 (+9.62%) Land $70,000 Building $834,600
2024$4,615.00$206,300 (-)$825,200 (-) Land $70,000 Building $755,200
2023$4,615.00 (+1,080.31%)$206,300 (+1,078.86%)$825,200 (+1,078.86%) Land $70,000 Building $755,200
2022$391.00$17,500$70,000 Land $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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