4477 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 4477 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,351 sqft · built 2008
Lot Size	0.028 acres (1,239 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2019)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2330-020-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2330-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,351 sqft Living Area
1st Floor Area	255 sqft
2nd Floor Area	1,096 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,239 sqft (0.028 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4477 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-9506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	EC-50-PUD
Legal Description	PROVENCE, LOT 19
Legal Subdivision	PROVENCE
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7027

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Apr 30, 2019	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG
Apr 29, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	20190429 / 1292
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000978
Date	Apr 20, 2021
Instrument	202104200978

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	4200000000978
Date	Apr 20, 2021
Book Page	20210420/978

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	2002070683
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 E COMMERCE WAY SACRAMENTO CA 958349506, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	2002070683
Date	Feb 7, 2020
Instrument	2002070683

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2019
Property Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	1904301975
Instrument Date	Apr 25, 2019
Instrument	1904301975
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 E COMMERCE WAY SACRAMENTO CA 958349506, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	1904301976
Date	Apr 30, 2019
Instrument	1904301976

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2019
Property Address	4477 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	1904291292
Instrument Date	Apr 25, 2019
Instrument	1904291292
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 E COMMERCE WAY SACRAMENTO CA 958349506, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	1904291293
Date	Apr 29, 2019
Instrument	1904291293

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,965 (+2%) Land $68,267 Building $261,698
2025	$4,261.00 (-3.75%) Homeowner's exemption	$323,496 (+4.04%) Land $66,929 Building $256,567
2024	$4,427.00 (+5.58%)
2023	$4,193.00 (+1.99%) Homeowner's exemption	$310,936 Land $64,331 Building $246,605
2022	$4,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

Nearby Properties on E Commerce Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures