4475 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 4475 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,265 sqft · built 2008
Lot Size	0.028 acres (1,239 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2019)
Tax Bill	$4,205 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2330-021-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2330-021-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,265 sqft Living Area
1st Floor Area	255 sqft
2nd Floor Area	1,010 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,239 sqft (0.028 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4475 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-9506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	EC-50-PUD
Legal Description	PROVENCE, LOT 20
Legal Subdivision	PROVENCE
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7027

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Nov 30, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 10, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	20190430 / 1975
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	0000001730
Date	May 25, 2021
Instrument	202105251730

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506

Mortgage

Document Number	5250000001730
Date	May 25, 2021
Book Page	20210525/1730

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	2009040145
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 ECOMMERCE WAY SACRAMENTO CA 95834, SACRAMENTO, CA 95834

Mortgage

Document Number	2009040145
Date	Sep 4, 2020
Instrument	2009040145

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2017
Property Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	1711301036
Instrument Date	Nov 17, 2017
Instrument	1711301036
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$12,535.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 ALDRIDGE RD #B VACAVILLE CA 956889561, B, VACAVILLE, CA 95688-9561
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 10, 2017
Property Address	4475 E COMMERCE WAY, SACRAMENTO, CA 95834-9506
Document Number	1710100491
Instrument Date	Oct 4, 2017
Instrument	1710100491
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 ALDRIDGE RD #B VACAVILLE CA 956889561, B, VACAVILLE, CA 95688-9561

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,587 (+2%) Land $68,267 Building $250,320
2025	$4,205.00 (-3.78%)	$312,341 (+4.04%) Land $66,929 Building $245,412
2024	$4,370.00 (+5.53%)
2023	$4,141.00 (+1.94%)	$300,214 Land $64,331 Building $235,883
2022	$4,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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