4476 River Rd, Stanfield, NC 28163 Property Records

Stanly County property record for 4476 River Rd, Stanfield, NC 28163

Property Summary

Property TypeSingle Family Home
Details2,651 sqft
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2025)
Tax Bill$2,800 (2026)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN556302594640

Property Details

APN / Parcel Number

Primary APN556302594640
Alternative APNs
  • 1552095
  • 1547168
  • 142028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,651 sqft Finished Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area41,382 sqft (0.95 acres)
Garage TypeAttached
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1552095
Street Address4476 RIVER RD
CitySTANFIELD
StateNC
Zip28163-5550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 4476 RIVER RD LOT 25 556302077
Legal SubdivisionSTANFIELD VALLEY
Legal Lot Number25
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1027
Census Tract930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4476 RIVER RD, STANFIELD, NC 28163-5550
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleApr 30, 2024 · Amount on Record
Deed Document Number2025479565
Deed Book / Page1889 / 944
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 24, 2025
Property Address4476 RIVER RD, STANFIELD, NC 28163-5550
Document Number0000479565
Book / Page1889 / 944
Map ReferenceMB 31 PG 24
Instrument DateJul 24, 2025
Instrument479565
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1419 RIDGE ST, ALBEMARLE, NC 28001-9542

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4476 RIVER RD, STANFIELD, NC 28163-5550

Mortgage

Document Number0000479566
DateJul 24, 2025
Instrument479566
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,800.00$444,471 Land $58,710 Building $385,761$444,471 Land $58,710 Building $385,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on River Rd

Nearby Streets

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