4441 River Rd, Stanfield, NC 28163 Property Records

Stanly County property record for 4441 River Rd, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 2020
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2020)
Tax Bill	$2,244 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556404501001`

Property Details

APN / Parcel Number

Primary APN	`556404501001`
Alternative APNs	`1530660` `139648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1530660
Street Address	4441 RIVER RD
City	STANFIELD
State	NC
Zip	28163-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 4441 RIVER RD LOT 29/STANLY FARMS PH 1 556404054
Legal Subdivision	STANLY FARMS
Legal Lot Number	29
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1014
Census Tract	930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4441 RIVER RD, STANFIELD, NC 28163-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit UKRAINIAN FCU
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2020423176
Deed Book / Page	1711 / 225
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	4441 RIVER RD, STANFIELD, NC 28163-5550
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454217
Date	Dec 28, 2022
Book Page	1809/283
Instrument	454217

Lender

Name	UKRAINIAN FCU
Type	Credit Union
Address	ROCHESTER, NY 14621

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	4441 RIVER RD, STANFIELD, NC 28163-5550
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436992
Date	Aug 30, 2021
Book Page	1754/1505
Instrument	436992

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,244.00 (+26.42%)	$356,318 (+46.48%) Land $54,102 Building $302,216	$356,318 (+46.48%) Land $54,102 Building $302,216
2023	$1,775.00	$243,260 Land $40,576 Building $202,684	$243,260 Land $40,576 Building $202,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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