4449 River Rd, Stanfield, NC 28163 Property Records

Stanly County property record for 4449 River Rd, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2020
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2023)
Tax Bill	$2,111 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556302592928`

Property Details

APN / Parcel Number

Primary APN	`556302592928`
Alternative APNs	`1543190` `1531301` `139904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1543190
Street Address	4449 RIVER RD
City	STANFIELD
State	NC
Zip	28163-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 4449 RIVER RD LOT 28/STANLY FARMS PH 1 556302052
Legal Subdivision	STANLY FARMS PHASE 1
Legal Lot Number	28
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1014
Census Tract	930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4449 RIVER RD, STANFIELD, NC 28163-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 28, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 20, 2020	Warranty Deed, Subdivision Related Transfer HIGHLAND TITLE AGENCY INC, HIGHLAND TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	2023457952
Deed Book / Page	1820 / 1185
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 5, 2023
Property Address	4449 RIVER RD, STANFIELD, NC 28163-5550
Document Number	0000457704
Book / Page	1819 / 1658
Map Reference	MB 27 PG 64
Instrument Date	May 5, 2023
Instrument	457704
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4449 RIVER RD, STANFIELD, NC 28163-5550

Mortgage

Document Number	0000457705
Date	May 5, 2023
Instrument	457705

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 28, 2020
Property Address	4449 RIVER RD, STANFIELD, NC 28163-5550
Document Number	0000425308
Book / Page	001718 / 000034
Instrument Date	Sep 11, 2020
Instrument	425308
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$488.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4429 RIVER RD STANFIELD NC 281635550, STANFIELD, NC 28163-5550

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 20, 2020
Property Address	4449 RIVER RD, STANFIELD, NC 28163-5550
Document Number	0000424969
Book / Page	001716 / 001648
Instrument Date	Sep 11, 2020
Instrument	424969
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2021
Title Company	HIGHLAND TITLE AGENCY INC, HIGHLAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$489.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4449 RIVER RD STANFIELD NC 281635550, STANFIELD, NC 28163-5550

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,111.00 (+21.39%)	$335,118 (+40.62%) Land $54,432 Building $280,686	$335,118 (+40.62%) Land $54,432 Building $280,686
2023	$1,739.00 (+1.4%)	$238,311 (-) Land $40,824 Building $197,487	$238,311 (-) Land $40,824 Building $197,487
2022	$1,715.00	$238,311 Land $40,824 Building $197,487	$238,311 Land $40,824 Building $197,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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