4475 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4475 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Sep 2021)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0520-40-6909`

Property Details

APN / Parcel Number

Primary APN	`0520-40-6909`
Alternative APN	`0520.18406909`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4475 RUBY RD
City	FAYETTEVILLE
State	NC
Zip	28311-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	TIFFANY PINES LO:149 SE:04 PL:0044-0060
Legal Subdivision	TIFFANY PINES
Legal Block	40
Legal Lot Number	149
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	1
Census Block	1013
Census Tract	2501

Owner

Source: Cumberland County records · APN 0520-40-6909

Assessment roll updated December 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 12, 2020	Quit Claim Deed, Transfer SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC
Jun 25, 2019	Quit Claim Deed, Transfer SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC
Oct 18, 2017	Warranty Deed, Transfer TIAGO TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	202142441
Deed Book / Page	11246 / 207
Prior Transfer Date	Oct 06, 2020
Prior Transfer Doc	0109000277
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 10, 2021
Property Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number	0112460207
Book / Page	11246 / 207
Map Reference	MB 44 PG 60
Instrument Date	Aug 29, 2021
Instrument	42441
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27656 VIA RODRIGO, 27656, MISSION VIEJO, CA 92692-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841

Mortgage

Document Number	42442
Date	Sep 10, 2021
Instrument	42442

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 12, 2020
Property Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number	0109000277
Book / Page	010900 / 000277
Instrument Date	Oct 06, 2020
Instrument	37660
Transaction Type	Transfer
Record Updated	Nov 02, 2020
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6913 CLOUDY RIDGE CT LAS VEGAS NV 891301173, LAS VEGAS, NV 89130-1173

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 25, 2019
Property Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number	0105280561
Book / Page	010528 / 000561
Instrument Date	Jun 11, 2019
Instrument	19031
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6913 CLOUDY RIDGE CT LAS VEGAS NV 891301173, LAS VEGAS, NV 89130-1173

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 18, 2017
Property Address	4475 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number	0101870721
Book / Page	010187 / 000721
Instrument Date	Oct 11, 2017
Instrument	32973
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	TIAGO TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6913 CLOUDY RIDGE CT LAS VEGAS NV 891301173, LAS VEGAS, NV 89130-1173

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+45.55%)	$133,562 (+72.99%) Land $30,000 Building $103,562	$133,562 (+72.99%) Land $30,000 Building $103,562
2024	$1,449.00 (+10.44%)	$77,206 (+4.59%) Land $12,000 Building $65,206	$77,206 (+4.59%) Land $12,000 Building $65,206
2023	$1,312.00 (+8.61%)	$73,819 Land $12,000 Building $61,819	$73,819 Land $12,000 Building $61,819
2022	$1,208.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

4475 Ruby Rd, Fayetteville, NC 28311 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Ruby Rd

Nearby Streets

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