4470 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4470 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$46,000 (Sep 2019)
Tax Bill	$2,207 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0520-40-8945`

Property Details

APN / Parcel Number

Primary APN	`0520-40-8945`
Alternative APN	`0520.18408945`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,574 sqft Heated Area
Gross Area	1,430 sqft
1st Floor Area	1,092 sqft
Basement Area	338 sqft
Finished Basement	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	157 ft deep x 109 ft wide
Porch	Patio
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4470 RUBY RD
City	FAYETTEVILLE
State	NC
Zip	28311-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	TIFFANY PINES LO:158 SE:04 PL:0044-0060
Legal Subdivision	TIFFANY PINES
Legal Block	40
Legal Lot Number	158
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	1
Census Block	1008
Census Tract	2501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6699 FOX CENTRE PKWY, GLOUCESTER, VA 23061-6134
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Sep 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	May 20, 2005 · Amount on Record
Deed Document Number	201928881
Deed Book / Page	10585 / 301
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4470 RUBY RD, FAYETTEVILLE, NC 28311-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106480585
Date	Dec 11, 2019
Book Page	10648/585
Instrument	39887

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 12, 2019
Property Address	4470 RUBY RD, FAYETTEVILLE, NC 28311-1829
Document Number	0105850301
Book / Page	010585 / 000301
Instrument Date	Sep 3, 2019
Instrument	28881
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$91.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6699 FOX CENTRE PKWY #147 GLOUCESTER VA 230616134, 147, GLOUCESTER, VA 23061-6134

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,207.00 (+0.46%)
2025	$2,197.00 (+50.27%)	$147,553 (+72.45%) Land $30,000 Building $117,553	$147,553 (+72.45%) Land $30,000 Building $117,553
2024	$1,462.00 (+6.4%)	$85,561 (-) Land $12,000 Building $73,561	$85,561 (-) Land $12,000 Building $73,561
2023	$1,374.00 (+8.27%)	$85,561 Land $12,000 Building $73,561	$85,561 Land $12,000 Building $73,561
2022	$1,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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