Cumberland County property record for 4478 Ruby Rd, Fayetteville, NC 28311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,192 sqft · built 1981 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jan 2023) |
| Tax Bill | $2,463 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0520-41-7193 |
| Primary APN | 0520-41-7193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| 1st Floor Area | 1,192 sqft |
| Utility Area | 480 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 157 ft deep x 163 ft wide |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 226 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4478 RUBY RD |
|---|---|
| City | FAYETTEVILLE |
| State | NC |
| Zip | 28311-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | TIFFANY PINES LO:367 SE:8-PT1 PL:0049-0045 |
| Legal Subdivision | TIFFANY PINES |
| Legal Block | 41 |
| Legal Lot Number | 367 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CARVERS CREEK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2501 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4478 RUBY RD, FAYETTEVILLE, NC 28311-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jun 3, 2020 | Warranty Deed, Transfer · Conventional with PMI NATHANIEL L GIENGER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2020 · Amount on Record |
| Deed Document Number | 20231258 |
| Deed Book / Page | 11653 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jan 13, 2023 |
| Property Address | 4478 RUBY RD, FAYETTEVILLE, NC 28311-1829 |
| Document Number | 0116530215 |
| Book / Page | 11653 / 215 |
| Map Reference | MB 49 PG 45 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 1258 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9191 |
| Name | Verified Name |
|---|---|
| Address | 4478 RUBY RD, FAYETTEVILLE, NC 28311-1829 |
| Document Number | 0000001259 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 1259 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4478 RUBY RD, FAYETTEVILLE, NC 28311-1829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0114760430 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 11476/430 |
| Instrument | 20661 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 3, 2020 |
| Property Address | 4478 RUBY RD, FAYETTEVILLE, NC 28311-1829 |
| Document Number | 0107810217 |
| Book / Page | 010781 / 000217 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 18934 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 RAYS BRIDGE RD WHISPERING PINES NC 283279191, WHISPERING PINES, NC 28327-9191 |
| Document Number | 107810220 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 010781/000220 |
| Instrument | 18935 |
| Name | NATHANIEL L GIENGER |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Fayetteville City |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,463.00 (+3.97%) | ||
| 2025 | $2,369.00 (+39.6%) | $169,379 (+99.76%) Land $30,000 Building $139,379 | $169,379 (+99.76%) Land $30,000 Building $139,379 |
| 2024 | $1,697.00 (+6.26%) | $84,791 (-) Land $12,000 Building $72,791 | $84,791 (-) Land $12,000 Building $72,791 |
| 2023 | $1,597.00 (+7.54%) | $84,791 Land $12,000 Building $72,791 | $84,791 Land $12,000 Building $72,791 |
| 2022 | $1,485.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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