4475 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4475 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,020 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Garage	Finished, 671 sqft
Occupancy	Owner Occupied
Tax Bill	$3,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89395`
Alternative APN	`122730495000010310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,020 sqft Heated Area
Gross Area	3,151 sqft Gross Area
1st Floor	2,020 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	671 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft Shed
Patio Area	414 sqft Patio
Porch	Open Porch
Porch Area	460 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	89395
Street Address	4475 KAISER AVE
City	SAINT CLOUD
State	FL
Zip	34772-7332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 37 LOT 31
Legal Range	30E
Legal Township	27S
Legal Section	12
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43205

Owner

Source: Osceola County records · APN 89395

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4475 KAISER AVE, SAINT CLOUD, FL 34772-7332
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2012
Deed Sale	Jul 19, 2012
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4475 KAISER AVE, SAINT CLOUD, FL 34772-7332
Document Number	0051921578
Book / Page	005192 / 001578
Instrument Date	Aug 02, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 KAISER AVE ST CLOUD FL 347727332, ST CLOUD, FL 34772-7332

Mortgage

Document Number	0051921578
Date	Aug 10, 2017
Book Page	005192/001578
Instrument	115490

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+7.98%) Homeowner's exemption Widower's exemption	$232,630 (+5.99%)	$523,500 (+15.41%) Land $222,300 Building $301,200
2023	$3,056.00 (+2.34%) Homeowner's exemption Widower's exemption	$219,490 (+3%)	$453,600 (+10.8%) Land $158,100 Building $295,500
2022	$2,986.00 Homeowner's exemption Widower's exemption	$213,098	$409,400 Land $158,100 Building $251,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	About 1 in 222 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.