4454 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4454 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,400 sqft Heated Area
Lot Size	179,903 sqft (4.13 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$2,743.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89380`
Alternative APN	`122730495000010190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Heated Area
Gross Area	2,585 sqft Gross Area
1st Floor	1,400 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	179,903 sqft (4.13 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	1,200 sqft Shed
Patio Area	384 sqft Patio
Porch	Open Porch
Porch Area	785 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	89380
Street Address	4454 KAISER AVE
City	SAINT CLOUD
State	FL
Zip	34772-7329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 37 LOT 19
Legal Range	30E
Legal Township	27S
Legal Section	12
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43205

Owner

Source: Osceola County records · APN 89380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4454 KAISER AVE, SAINT CLOUD, FL 34772-7329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 1993
Deed Sale	Feb 22, 1993
Deed Doc Number	0011091114
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4454 KAISER AVE, SAINT CLOUD, FL 34772-7329
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 KAISER AVE, SAINT CLOUD, FL 34772-7329
Investor	Possibly a Property Investor

Mortgage

Document Number	0062781011
Date	Aug 31, 2022
Book Page	6278/1011
Instrument	2022133108

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	KISSIMMEE, FL 34743

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (+8.42%) Homeowner's exemption	$187,451 (+5.99%)	$448,400 (+18%) Land $222,300 Building $226,100
2023	$2,530.00 (+4.76%) Homeowner's exemption	$176,864 (+3%)	$380,000 (+9.29%) Land $158,100 Building $221,900
2022	$2,415.00 Homeowner's exemption	$171,713	$347,700 Land $158,100 Building $189,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 212 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.