Osceola County property record for 4355 Kaiser Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,862 sqft Living Area |
| Lot Size | 98,010 sqft (2.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $404,505 (2018) |
| Tax Bill | $4,704.00 (2024) |
| Primary APN | 01-27-30-4950-0001-1140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 3,859 sqft Gross Area |
| 1st Floor | 2,330 sqft 1st Floor |
| Upper Floors | 532 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 98,010 sqft (2.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 518 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 56 sqft Pool |
| Deck Area | 1,400 sqft Deck |
| Porch Area | 479 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4355 KAISER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 21 W 1/2 OF LOT 114 LESS W 7.5 FT FOR R/W AND LESS THE ELY 9.3 FT |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1140 |
| Legal Lot Number | 114 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43205 |
Source: Osceola County records · APN 01-27-30-4950-0001-1140
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 11, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 07, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2018 · Amount on Record |
| Deed Sale | May 07, 2018 · Amount on Record |
| Prior Sale | May 13, 2013 · Amount on Record |
| Deed Doc Number | 201872529 |
| Deed Book / Page | 5329 / 1354 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 0067381702 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Number | 0061012563 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 6101/2563 |
| Instrument | 2021188230 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Number | 0060891305 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 6089/1305 |
| Instrument | 2021179100 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 11, 2025 |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Number | 0067381702 |
| Book / Page | 6738 / 1702 |
| Map Reference | MB 255 PG 707 |
| Instrument Date | Jan 30, 2025 |
| Instrument | 2025017800 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055430127 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 5543/0127 |
| Instrument | 2019078382 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057550707 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5755/707 |
| Instrument | 2020092421 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 07, 2018 |
| Property Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Number | 0053291354 |
| Book / Page | 5329 / 1354 |
| Map Reference | MB B PG21 |
| Instrument Date | May 04, 2018 |
| Instrument | 2018072529 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,832.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4509 PACKARD AVE S, 4509, SAINT CLOUD, FL 34772-8162 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4355 KAISER AVE, SAINT CLOUD, FL 34772-8035 |
| Document Number | 2018072530 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 2018072530 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,928.00 (+4.76%) | $345,173 (+5.99%) | $642,600 (+7.33%) Land $146,200 Building $496,400 |
| 2024 | $4,704.00 (+2.06%) | ||
| 2023 | $4,609.00 (+3.95%) Homeowner's exemption | $325,676 (+3%) | $598,700 (+13.97%) Land $113,600 Building $485,100 |
| 2022 | $4,434.00 Homeowner's exemption | $316,191 | $525,300 Land $101,200 Building $424,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 264 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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