4475 James Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 4475 James Rd, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,959 sqft · built 1991
Lot Size	3.08 acres (134,600 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2021)
Tax Bill	$6,635 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-35-14-00-271`

Property Details

APN / Parcel Number

Primary APN	`24-35-14-00-271`
Alternative APNs	`24-35-14-00-00271.0-0000.00` `2405118`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	4,532 sqft
1st Floor Area	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	134,600 sqft
Garage Type	Attached
Garage Area	1,000 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	48 sqft
Utility Building	525 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405118
Street Address	4475 JAMES RD
City	COCOA
State	FL
Zip	32926-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PART OF NE 1/4 OF NW 1/4 AS DES IN ORB 1918 PG 67
Legal Range	35E
Legal Township	24S
Legal Section	14
Legal Block	271
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2000
Census Tract	62115

Owner

Source: Brevard County records · APN 24-35-14-00-271

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4475 JAMES RD, COCOA, FL 32926-3672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2021 · Amount on Record
Deed Sale	Oct 06, 2021 · Amount on Record
Deed Document Number	2021262146
Deed Book / Page	9283 / 2274
Prior Transfer Date	Jun 09, 1999
Prior Transfer Doc	4023000590
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 06, 2021
Property Address	4475 JAMES RD, COCOA, FL 32926-3672
Document Number	0092832274
Book / Page	9283 / 2274
Instrument Date	Jun 11, 2021
Instrument	2021262146
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	SUPERIOR TITLE INSURANCE AGENCY II LLC, SUPERIOR TTL INS AGCY II LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 MINOR AVE APT 409, 1421, SEATTLE, WA 98101-1972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 JAMES RD, COCOA, FL 32926-3672

Mortgage

Document Number	92832276
Date	Oct 06, 2021
Instrument	9283/2276

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,050 (+0.75%)	$494,050 (+0.75%)
2025	$6,635.00 (+21.39%) Homeowner's exemption	$490,360 (+21.06%) Land $123,600 Building $366,760	$490,360 (+7.59%) Land $123,600 Building $366,760
2023	$5,466.00 (+6.51%) Homeowner's exemption	$405,070 (+3%)	$455,750 (+15.88%) Land $123,600 Building $332,150
2022	$5,132.00 Homeowner's exemption	$393,280 Land $108,150 Building $285,130	$393,280 Land $108,150 Building $285,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2025 · other causes

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COCOA serves 294,039 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.