4545 James Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 4545 James Rd, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,833 sqft · built 1980
Lot Size	8.88 acres (386,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2015)
Tax Bill	$6,709 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-35-14-00-269`

Property Details

APN / Parcel Number

Primary APN	`24-35-14-00-269`
Alternative APNs	`24-35-14-00-00269.0-0000.00` `2405116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,833 sqft Living Area
Gross Area	4,213 sqft
1st Floor Area	3,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	386,813 sqft
Garage Type	Detached
Garage Area	726 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	380 sqft
Deck Area	965 sqft
Patio Area	121 sqft
Pole Barn	2,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405116
Street Address	4545 JAMES RD
City	COCOA
State	FL
Zip	32926-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PART OF NE 1/4 OF NW 1/4 AS DES IN ORB 1808 PG 309
Legal Range	35E
Legal Township	24S
Legal Section	14
Legal Subdivision	ACREAGE
Legal Block	269
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2000
Census Tract	62115

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4545 JAMES RD, COCOA, FL 32926-3672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Prior Sale	Jul 8, 2004 · Amount on Record
Deed Document Number	201590362
Deed Book / Page	7360 / 1188
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 21, 2018
Property Address	4545 JAMES RD, COCOA, FL 32926-3672
Document Number	0081191226
Book / Page	008119 / 001226
Instrument Date	Mar 19, 2018
Instrument	63125
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4575 RECTOR RD COCOA FL 329263672, COCOA, FL 32926-3672

Mortgage

Document Number	81191227
Date	Mar 21, 2018
Book Page	008119/001227
Instrument	63126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,750 (+2.7%)	$767,280 (+0.22%)
2025	$6,709.00 (+7.07%) Homeowner's exemption	$496,350 (+5.98%)	$765,590 (+19.93%) Land $310,800 Building $454,790
2023	$6,266.00 (+7.83%) Homeowner's exemption	$468,330 (+4.38%)	$638,370 (+12.12%) Land $177,600 Building $460,770
2022	$5,811.00 Homeowner's exemption	$448,660	$569,380 Land $177,600 Building $391,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20