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4345 James Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 4345 James Rd, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,366 sqft · built 1981
Lot Size3.06 acres (133,294 sqft)
OwnerIndividual Name on Record
Last Sale$16,500 (Aug 2001)
Tax Bill$658 (2025)
Deeds & MortgagesAug 2018 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN24-35-14-00-275

Property Details

APN / Parcel Number

Primary APN24-35-14-00-275
Alternative APNs
  • 24-35-14-00-00275.0-0000.00
  • 2405121

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,366 sqft Living Area
Gross Area2,202 sqft
1st Floor Area1,366 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area133,294 sqft
Garage TypeAttached
Garage Area836 sqft
Deck Area1,124 sqft
Patio Area292 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2405121
Street Address4345 JAMES RD
CityCOCOA
StateFL
Zip32926-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionPT OF NE 1/4 OF NW 1/4 AS DES IN ORB 2221 PG 1123
Legal Range35E
Legal Township24S
Legal Section14
Legal Block275
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2000
Census Tract62115

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4345 JAMES RD, COCOA, FL 32926-3606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2018Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jun 4, 2018Quit Claim Deed, Transfer
EXPRESS L C L SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2001 · Amount on Record
Deed SaleAug 14, 2001 · Amount on Record
Deed Book / Page4401 / 843
Last Transfer DateJun 2, 2018
Transfer Doc0081791832
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4345 JAMES RD, COCOA, FL 32926-3606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082462067
DateAug 24, 2018
Book Page8246/2067
Instrument2018191800
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJun 4, 2018
Property Address4345 JAMES RD, COCOA, FL 32926-3606
Document Number0081791832
Book / Page008179 / 001832
Instrument DateJun 2, 2018
Instrument124213
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyEXPRESS L C L SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4345 JAMES RD COCOA FL 329263606, COCOA, FL 32926-3606

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,400 (+2.7%)$345,080 (+0.17%)
2025$658.00 (+15.85%) Veteran's exemption$159,110 (+5.98%)$344,480 (+2.08%)
2024$568.00 (+2.9%)
2023$552.00 (+2.99%) Disabled Person's exemption Veteran's exemption$150,130 (+3%)$337,450 (+16.85%) Land $122,400 Building $215,050
2022$536.00 Disabled Person's exemption Veteran's exemption$145,760$288,790 Land $107,100 Building $181,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims5 (2005–2025)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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