4475 Garden Brook Dr, Chico, CA 95973 Property Records

Butte County property record for 4475 Garden Brook Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,017 sqft · built 1990
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (May 2019)
Tax Bill	$8,887 (2025)
Deeds & Mortgages	May 2023 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-430-031-000`

Property Details

APN / Parcel Number

Primary APN	`047-430-031-000`
Alternative APN	`047-430-031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,017 sqft Living Area
1st Floor Area	3,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	047-430-031
Street Address	4475 GARDEN BROOK DR
City	CHICO
State	CA
Zip	95973-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 13 CARRIAGE ESTATES SUBDIVISION
Legal Subdivision	CARLENE PLACE SUB PH 1
Legal Lot Number	13
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4007
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4475 GARDEN BROOK DR, CHICO, CA 95973-8945
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer
Feb 6, 2020	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 3, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Dec 7, 2011 · Amount on Record
Deed Document Number	201922395
Last Transfer Date	May 16, 2023
Transfer Doc	0000013986
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	May 25, 2023
Property Address	4475 GARDEN BROOK DR, CHICO, CA 95973-8945
Document Number	0000013986
Map Reference	MB 112 PG 24-27
Instrument Date	May 16, 2023
Instrument	2023-0013986
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4475 GARDEN BROOK DR, CHICO, CA 95973-8945

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4475 GARDEN BROOK DR, CHICO, CA 95973-8945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004945
Date	Feb 6, 2020
Instrument	2020-0004945

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 3, 2019
Property Address	4475 GARDEN BROOK DR, CHICO, CA 95973-8945
Document Number	0000022395
Instrument Date	Apr 26, 2019
Instrument	22395
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3133 SHELTER COVE PL DAVIS CA 956162629, DAVIS, CA 95616-2629

Mortgage

Document Number	22396
Date	May 3, 2019
Instrument	22396

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,657 (+2%) Land $166,761 Building $614,896
2025	$8,887.00 (+6.41%) Homeowner's exemption	$766,332 (+4.04%) Land $163,492 Building $602,840
2024	$8,352.00 (+1.21%)		$1,256,400
2023	$8,252.00 (+1.61%) Homeowner's exemption	$736,577 Land $157,145 Building $579,432
2022	$8,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: DigitalPath, unWired Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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