447 Whitfield Rd, Freeport, FL 32439 Property Records

Walton County property record for 447 Whitfield Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,852 sqft · built 2004
Lot Size	1.72 acres (75,054 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,993 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-1S-20-32000-022-0000`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32000-022-0000`
Alternative APN	`1018434`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,852 sqft Living Area
Gross Area	4,851 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	75,054 sqft (1.72 acres)
Lot Dimensions	440 ft deep x 45.5 ft wide
Garage Type	Carport
Garage Area	2,124 sqft
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	1,375 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018434
Street Address	447 WHITFIELD RD
City	FREEPORT
State	FL
Zip	32439-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW COR E ALONG N LINE OF SECT 13 1678.39 FT TO ELY ROW LINE OF WHITFIELD RD S01 DEG 12'50W 536.65 FT TO POB E 159
Legal Range	20W
Legal Township	01S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Block	22
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3003
Census Tract	950502

Owner

Source: Walton County records · APN 13-1S-20-32000-022-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	447 WHITFIELD RD, FREEPORT, FL 32439-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2000
Deed Sale	May 25, 2000
Deed Document Number	0024761337
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	447 WHITFIELD RD, FREEPORT, FL 32439-2455
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 WHITFIELD RD, FREEPORT, FL 32439-2455

Mortgage

Document Number	0032391111
Date	Feb 16, 2022
Book Page	3239/1111
Instrument	20220007448

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2032

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,697 (+11.18%) Land $79,792 Building $349,905	$481,141 (+22.6%)
2024	$2,993.00 (+27.47%)
2023	$2,348.00 (-0.93%) Homeowner's exemption	$386,485 (-1.29%) Land $79,792 Building $306,693	$392,441 (-1.44%)
2022	$2,370.00 Homeowner's exemption	$391,547 Land $88,569 Building $302,978	$398,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 24 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.