356 Whitfield Rd, Freeport, FL 32439 Property Records

Walton County property record for 356 Whitfield Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,130 sqft · built 2001
Lot Size	9.73 acres (423,839 sqft)
Owner	Company Name on Record
Last Sale	$1,529,700 (Dec 2020)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1S-20-32000-024-0010`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32000-024-0010`
Alternative APNs	`13-120-32000-024-0010` `1018439`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,130 sqft Living Area
Gross Area	6,198 sqft
1st Floor Area	4,130 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	423,839 sqft (9.73 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,564 sqft
Pole Barn	Pole Barn
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	356 WHITFIELD RD
City	FREEPORT
State	FL
Zip	32439-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	COM AT SW/C OF NW1/4 OF NW1/4 SEC 13, E 805.30FT, N 00 DEG 31'22E 735.33FT, N 89 DEG 50' 46E 43.11FT TO POB, N 00 DEG 35'26E 652.38FT, N 89 DEG 24' 40E 434FT TO CENTERLINE OF CREEK SE/LY ALG CREEK TO NE/C OF NW1/4 OF NW1/4 S 00 DEG 31' 22W ALG 40 LN
Legal Range	020
Legal Township	01S
Legal Section	13
Legal Block	2400
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3007
Census Tract	950502

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4497 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2406
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Transfer · Line of Credit ADELAIDE MORTGAGE SOLUTIONS
Jun 11, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST FLORIDA BANK
Oct 15, 2018	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202049416
Deed Book / Page	3171 / 3538
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	356 WHITFIELD RD, FREEPORT, FL 32439-2429
Document Number	0031713546
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4497 STATE HIGHWAY 20 W FREEPORT FL 324392406, FREEPORT, FL 32439-2406

Mortgage

Document Number	0031713546
Date	Dec 2, 2020
Book Page	003171/003546
Instrument	49418

Lender

Name	ADELAIDE MORTGAGE SOLUTIONS
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 11, 2019
Property Address	356 WHITFIELD RD, FREEPORT, FL 32439-2429
Document Number	0031080734
Book / Page	3108 / 0734
Instrument Date	Jun 7, 2019
Instrument	20190019152
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4497 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2406

Mortgage

Document Number	0003108737
Date	Jun 11, 2019
Instrument	3108/737

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2018
Property Address	356 WHITFIELD RD, FREEPORT, FL 32439-2429
Document Number	0030872137
Book / Page	3087 / 2137
Instrument Date	Sep 7, 2018
Instrument	2018000034336
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 WHITFIELD RD, 356, FREEPORT, FL 32439-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 WHITFIELD RD, FREEPORT, FL 32439-2429

Mortgage

Document Number	2018000034338
Date	Oct 15, 2018
Instrument	2018000034338

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,571.00 (-2.01%)	$657,788 (-3.02%) Land $182,706 Building $475,082	$657,788 (-3.02%) Land $182,706 Building $475,082
2024	$5,685.00 (-0.14%)
2023	$5,693.00 (+0.73%)	$678,254 (-1.92%) Land $182,706 Building $495,548	$678,254 (-1.92%) Land $182,706 Building $495,548
2022	$5,652.00	$691,561 Land $202,804 Building $488,757	$691,561 Land $202,804 Building $488,757

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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