402 Whitfield Rd, Freeport, FL 32439 Property Records

Walton County property record for 402 Whitfield Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,646 sqft · built 1975
Lot Size	1.93 acres (84,071 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2024)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-1S-20-32000-028-0020`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32000-028-0020`
Alternative APNs	`13-120-32000-028-0020` `1018446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	1,646 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Finished Screened Porch
Porch Area	239 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 WHITFIELD RD
City	FREEPORT
State	FL
Zip	32439-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	BEGIN SE/C NW1/4 OF NW1/4 RUN E 310 FT N 01 DEG 41 MIN 40 SEC E 735 FT TO N SIDE OF PRIVATE RD FOR POB CONT ALONG SAME DEG FOR 352.27 FT N 86 DEG 59 MIN W 337.30 FT TO E BDRY OF NW1/4 OF NW1/4 S 00 DEG 31 MIN 22 SEC W 352.27 FT TO N SIDE OF PRIVATE R
Legal Range	020
Legal Township	01S
Legal Section	13
Legal Block	2800
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3007
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4497 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2406
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit ADELAIDE MORTGAGE SOLUTIONS
Apr 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	202434375
Deed Book / Page	3337 / 3201
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0031390432
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	402 WHITFIELD RD, FREEPORT, FL 32439-2443
Document Number	0031713546
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4497 STATE HIGHWAY 20 W FREEPORT FL 324392406, FREEPORT, FL 32439-2406

Mortgage

Document Number	0031713546
Date	Dec 2, 2020
Book Page	003171/003546
Instrument	49418

Lender

Name	ADELAIDE MORTGAGE SOLUTIONS
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2020
Property Address	402 WHITFIELD RD, FREEPORT, FL 32439-2443
Document Number	0031390432
Book / Page	003139 / 000432
Instrument Date	Mar 19, 2020
Instrument	12283
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	675 WHITFIELD RD FREEPORT FL 324392434, FREEPORT, FL 32439-2434

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (+9.45%)	$170,809 (+10.18%) Land $18,305 Building $152,504	$170,809 (+10.18%) Land $18,305 Building $152,504
2024	$1,354.00 (+2.81%)
2023	$1,317.00 (+1.93%)	$155,024 (+0.72%) Land $18,305 Building $136,719	$155,024 (+0.72%) Land $18,305 Building $136,719
2022	$1,292.00	$153,916 Land $20,319 Building $133,597	$153,916 Land $20,319 Building $133,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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