447 Tuttle Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 447 Tuttle Ave, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,038 sqft · built 1977
Lot Size0.105 acres (4,574 sqft)
Owner2 Individual Names on File
Tax Bill$7,865 (2025)
Deeds & MortgagesApr 2023 Transfer
Aug 2021 Mortgage
Flood ZoneZone AH (high risk)
APN017-417-41

Property Details

APN / Parcel Number

Primary APN017-417-41
Alternative APN
  • 017-417-41-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,038 sqft Living Area
Gross Area1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,574 sqft (0.105 acres)
Garage TypeAttached
Garage Area376 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address447 TUTTLE AVE
CityWATSONVILLE
StateCA
Zip95076-3637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTRACT #653
Legal Lot Number397
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2024
Census Tract110102

Owner

Source: Santa Cruz County records · APN 017-417-41

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address447 TUTTLE AVE, WATSONVILLE, CA 95076-3637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Intrafamily Transfer, Transfer
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2005
Deed SaleAug 03, 2005
Prior SaleJun 20, 2005 · Amount on Record
Deed Document Number200553423
Last Transfer DateMar 09, 2023
Transfer Doc0000005656
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 03, 2023
Property Address447 TUTTLE AVE, WATSONVILLE, CA 95076-3637
Document Number0000005656
Map ReferenceVOL 58 PG 39
Instrument DateMar 09, 2023
Instrument2023-0005656
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address447 TUTTLE AVE, WATSONVILLE, CA 95076-3637

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address447 TUTTLE AVE, WATSONVILLE, CA 95076-3637
Transaction TypeMortgage
Record UpdatedSep 07, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 TUTTLE AVE, WATSONVILLE, CA 95076-3637

Mortgage

Document Number0000043536
DateAug 20, 2021
Instrument2021-0043536
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$608,529 (+2%) Land $365,118 Building $243,411
2025$7,865.00 (+12.87%)$596,597 (+4.04%) Land $357,959 Building $238,638
2023$6,968.00 (+1.83%)$573,431 Land $344,059 Building $229,372$487,440
2022$6,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 115 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023, tidal / storm surge, Severe Winter Storms And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
SpectrumCable1,000 / 35
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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