443 Tuttle Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 443 Tuttle Ave, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,163 sqft · built 1977
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Dec 2025)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`017-417-42`

Property Details

APN / Parcel Number

Primary APN	`017-417-42`
Alternative APN	`017-417-42-000`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,163 sqft Living Area
Gross Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,790 sqft (0.087 acres)
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	443 TUTTLE AVE
City	WATSONVILLE
State	CA
Zip	95076-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BAY VILLAGE 04 TR 653
Legal Lot Number	398
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2024
Census Tract	110102

Owner

Source: Santa Cruz County records · APN 017-417-42

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	443 TUTTLE AVE, WATSONVILLE, CA 95076-3637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2025 · Amount on Record
Deed Sale	Dec 05, 2025 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	202526207
Prior Transfer Date	Dec 12, 2024
Prior Transfer Doc	0000025261
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 05, 2025
Property Address	443 TUTTLE AVE, WATSONVILLE, CA 95076-3637
Document Number	0000026207
Map Reference	VOL 58 PG 39
Instrument Date	Dec 01, 2025
Instrument	2025-0026207
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 TUTTLE AVE, WATSONVILLE, CA 95076-3637

Mortgage

Document Number	0000026208
Date	Dec 05, 2025
Instrument	2025-0026208

Lender

Name	ML MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,000 (+106.08%) Land $378,750 Building $126,250
2025	$3,416.00 (+14.21%) Homeowner's exemption	$245,054 (+4.04%) Land $135,457 Building $109,597
2023	$2,991.00 (+2.01%) Homeowner's exemption	$235,538 Land $130,197 Building $105,341	$415,350
2022	$2,932.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 115 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023, tidal / storm surge, Severe Winter Storms And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.