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439 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 439 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1999
Lot Size0.058 acres (2,570 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Oct 2020)
Tax Bill$7,534 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-0006-0089-00

Property Details

APN / Parcel Number

Primary APN028-0006-0089-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
1st Floor Area948 sqft
2nd Floor Area948 sqft
Basement Area912 sqft
Finished Basement270 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,570 sqft (0.058 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area361 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address439 STANLEY AVE
CityCINCINNATI
StateOH
Zip45226-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANLEY AC 25 X 100 LOT 18 COTTAGE HILL SUB BK F
Legal SubdivisionCOTTAGE HILL SUB
Legal Lot Number18
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract4703

Owner

439 Stanley Ave is owned and occupied by an individual who bought it in October 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address439 STANLEY AVE, CINCINNATI, OH 45226-1718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
Mar 28, 2018Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2020 · Amount on File
Deed SaleOct 15, 2020 · Amount on File
Prior SaleMar 28, 2018 · Amount on File
Deed Document Number0000106829
Deed Book / Page14275 / 930
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 15, 2020
Property Address439 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number0000106829
Book / Page14275 / 930
Map ReferenceMB 4 PG 28
Instrument DateSep 18, 2020
Instrument2020-0106829
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number0000106830
DateOct 15, 2020
Instrument2020-0106830
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address439 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number0000004859
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address439 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718

Mortgage

Document Number0000004859
DateJan 15, 2020
Book Page014084/001244
Instrument4859
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 14, 2050
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 28, 2018
Property Address439 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number0000025264
Book / Page013634 / 000304
Instrument DateJan 29, 2018
Instrument25264
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,083.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4044 N LINCOLN AVE #324 CHICAGO IL 606183038, 324, CHICAGO, IL 60618-3038

Mortgage

Document Number25265
DateMar 28, 2018
Book Page013634/000307
Instrument25265
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 439 Stanley Ave was $7,534, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,534.00 (+3.13%)$122,500 (+%) Land $39,784 Building $82,716
2024$7,305.00 (-2.21%)$122,499 (-) Land $39,784 Building $82,715
2023$7,470.00 (-13.02%)$122,499 (-3.05%) Land $39,784 Building $82,715$350,000 Land $113,670 Building $236,330
2022$8,588.00 Homeowner's exemption$126,351 Land $16,195 Building $110,156
2020$361,000 Land $46,270 Building $314,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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