447 Ruskin Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 447 Ruskin Dr, Algonac, MI 48001 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1947
Square Footage868 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$108,000 (2020)
Tax Bill$2,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-01-159-0021-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area868 sqft Living Area
1st Floor758 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area5,663 sqft (0.13 acres)
Depth X Width115 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address447 RUSKIN DR
CityALGONAC
StateMI
Zip48001-1648
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 95 POINT DU CHENE SEC 10 T2N R16E
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionPOINT DU CHENE
Legal Lot Number95
Legal Unit95
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup4
Census Block4030
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-159-0021-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address447 RUSKIN DR, ALGONAC, MI 48001-1648
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Nov 09, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2020 · Amount on Record
Deed SaleNov 09, 2020 · Amount on Record
Deed Doc Number202027955
Deed Book / Page5269 / 132
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address447 RUSKIN DR, ALGONAC, MI 48001-1648
Transaction TypeMortgage
Record UpdatedSep 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 RUSKIN DR, ALGONAC, MI 48001-1648

Mortgage

Document Number0005646342
DateAug 15, 2023
Book Page5646/342
Instrument2023014450
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 31, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 09, 2020
Property Address447 RUSKIN DR, ALGONAC, MI 48001-1648
Document Number0005269132
Book / Page5269 / 132
Map ReferenceLB 11 PG 105
Instrument DateSep 18, 2020
Instrument2020027955
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 ROCKWELL DR, 2325, MIDLAND, MI 48642-9325

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 S ELIZABETH ST, MARINE CITY, MI 48039-3409

Mortgage

Document Number2020027956
DateNov 09, 2020
Instrument2020027956
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,037.00 (-25.14%)$55,300 (+11.04%)
2024$2,721.00 (+59.22%)$110,600 (+11.04%)
2023$49,800
2022$1,709.00$99,600

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