424 Ruskin Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 424 Ruskin Dr, Algonac, MI 48001 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	1,320 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Last Sale	$80,000 (2016)
Tax Bill	$1,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`74-01-159-0048-000`

Interior

Full Baths	1 Baths
Building Area	1,320 sqft Living Area
1st Floor	744 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	672 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	424 RUSKIN DR
City	ALGONAC
State	MI
Zip	48001-1649
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 260 INC A 10' STRIP BETW LOT & CANAL POINT DU CHENE SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	POINT DUCHEPE SUBDIVISION
Legal Lot Number	260
Legal Unit	260
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	4
Census Block	4028
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-159-0048-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 RUSKIN DR, ALGONAC, MI 48001-1649
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Deed Doc Number	201614228
Deed Book / Page	4722 / 140
Prior Transfer Date	Oct 11, 2012
Prior Transfer Doc	004313/387
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	424 RUSKIN DR, ALGONAC, MI 48001-1649
Transaction Type	Mortgage
Record Updated	Jul 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 RUSKIN DR, ALGONAC, MI 48001-1649

Mortgage

Document Number	5381219
Date	Jun 18, 2021
Book Page	5381/219
Instrument	2021017981

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (-38.39%) Homeowner's exemption	$99,200 (+16.71%)
2024	$2,787.00 (+12.29%)		$198,400 (+16.71%)
2023		$85,000
2022	$2,482.00		$170,000

Flood & Wildfire

424 Ruskin Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.