St. Clair County property record for 502 Ruskin Dr, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 962 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $92,000 (2017) |
| Tax Bill | $2,961.00 (2025) |
| Primary APN | 74-01-159-0044-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 962 sqft Living Area |
| 1st Floor | 962 sqft 1st Floor |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 1,232 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 502 RUSKIN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 256 POINT DU CHENE SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | POINT DU CHENE |
| Legal Lot Number | 256 |
| Legal Unit | 256 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-159-0044-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 502 RUSKIN DR, ALGONAC, MI 48001-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 08, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Doc Number | 201712333 |
| Deed Book / Page | 4828 / 35 |
| Prior Transfer Date | Dec 04, 2009 |
| Prior Transfer Doc | 004006/792 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 502 RUSKIN DR, ALGONAC, MI 48001-1651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 502 RUSKIN DR, ALGONAC, MI 48001-1651 |
| Document Number | 0005522154 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 5522/154 |
| Instrument | 2022012213 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 08, 2017 |
| Property Address | 502 RUSKIN DR, ALGONAC, MI 48001-1651 |
| Document Number | 0048280035 |
| Book / Page | 004828 / 000035 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $791.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 412 CONLEY ST ALGONAC MI 480011628, ALGONAC, MI 48001-1628 |
| Document Number | 48280037 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 004828/000037 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2047 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 (-27.48%) Homeowner's exemption | $152,000 (+64.86%) | |
| 2024 | $4,083.00 (+84.58%) | $304,000 (+64.86%) | |
| 2023 | $92,200 | ||
| 2022 | $2,212.00 | $184,400 |
502 Ruskin Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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