447 Pine St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 447 Pine St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1989
Lot Size	0.285 acres (12,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jul 2026)
Tax Bill	$264 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`022G-B-011.00`

Property Details

APN / Parcel Number

Primary APN	`022G-B-011.00`
Alternative APNs	`07022GB022G01100` `037022G B 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,403 sqft (0.285 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Terrain	Rolling
Deck Area	64 sqft
Patio Area	160 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	447 PINE ST
City	MOUNT CARMEL
State	TN
Zip	37645-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE EST PB: CAB1 PG: 5B BLK: 9 LOT: 1 ALSO LOT 2 100 X 125
Legal Subdivision	WESTRIDGE EST
Legal Block	9
Legal Lot Number	1
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	50601

Owner

Source: Hawkins County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, WILLIAMS TTL & CLOSING SVCS
Nov 23, 2021	Intrafamily Transfer, Transfer
Nov 23, 2021	Intrafamily Transfer, Transfer
Nov 23, 2021	Intrafamily Transfer, Transfer
Nov 23, 2021	Intrafamily Transfer, Transfer
Nov 23, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jan 5, 2026 · Amount on Record
Deed Document Number	20265004
Deed Book / Page	1659 / 88
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0RB1435600
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jul 31, 2026
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0000005004
Book / Page	1659 / 88
Instrument Date	Jul 30, 2026
Instrument	20265004
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	MUMPOWER TITLE AND CLOSING SERVICES, MUMPOWER TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,518.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945

Mortgage

Document Number	0000005005,
Date	Jul 31, 2026
Instrument	20265005

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jan 5, 2026
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1628197
Book / Page	1628 / 197
Map Reference	MB 1 PG 402
Instrument Date	Dec 30, 2025
Instrument	26000023
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIRST AMERICAN SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 PINE ST, MT CARMEL, TN 37645-3945

Mortgage

Document Number	RB26000024
Date	Jan 5, 2026
Instrument	26000024

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jun 17, 2022
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1466893
Book / Page	1466 / 893
Map Reference	MB 1 PG 402
Instrument Date	Jun 17, 2022
Instrument	22004660
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	NOT AVAILABLE, WILLIAMS TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435600
Book / Page	1435 / 600
Map Reference	MB I PG 402
Instrument Date	Oct 18, 2021
Instrument	21009380
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435602
Book / Page	1435 / 602
Map Reference	MB I PG 402
Instrument Date	Oct 18, 2021
Instrument	21009381
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435604
Book / Page	1435 / 604
Map Reference	MB I PG 402
Instrument Date	Oct 18, 2021
Instrument	21009382
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11424 SARDY ROAD, KNOXVILLE, TN 37932

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435598
Book / Page	1435 / 598
Map Reference	MB I PG 402
Instrument Date	Oct 18, 2021
Instrument	21009379
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11427 SRYCYN 420, KNOXVILLE, TN 37932

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435608
Book / Page	1435 / 608
Map Reference	MB 1 PG 402
Instrument Date	Oct 1, 2021
Instrument	21009384
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435610
Book / Page	1435 / 610
Map Reference	MB I PG 402
Instrument Date	Sep 29, 2021
Instrument	21009385
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435612
Book / Page	1435 / 612
Map Reference	MB I PG 402
Instrument Date	Sep 1, 2021
Instrument	21009386
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWKINS TN
Recording Date	Nov 23, 2021
Property Address	447 PINE ST, MOUNT CARMEL, TN 37645-3945
Document Number	0RB1435606
Book / Page	1435 / 606
Map Reference	MB I PG 402
Instrument Date	Sep 1, 2021
Instrument	21009383
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,625 (-) Land $5,300 Building $11,325	$66,500 (-) Land $21,200 Building $45,300
2024	$264.00	$16,625 (-) Land $5,300 Building $11,325
2023		$16,625 Land $5,300 Building $11,325
2021			$66,500 Land $21,200 Building $45,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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