Hawkins County property record for 431 Pine St, Mount Carmel, TN 37645
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,730 sqft · built 1966 |
| Lot Size | 1.64 acres (71,509 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2007) |
| Tax Bill | $786 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022G-B-008.00 |
| Primary APN | 022G-B-008.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 1,830 sqft |
| Basement Area | 1,830 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 930 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 71,509 sqft (1.64 acres) |
| Lot Dimensions | 360 ft deep x 230 ft wide |
| Terrain | Rolling |
| Porch | Stoop |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 PINE ST |
|---|---|
| City | MOUNT CARMEL |
| State | TN |
| Zip | 37645-3945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTRIDGE EST PB: CAB1 PG: 5B BLK: 9 LOT: 16 ALSO LOTS 17; 18; 19; 20 230 X 370 IRR |
| Legal Subdivision | WESTRIDGE EST |
| Legal Block | 9 |
| Legal Lot Number | 16 |
| Jurisdiction | HAWKINS TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50601 |
Source: Hawkins County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 PINE ST, MT CARMEL, TN 37645-3945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2007 · Amount on Record |
| Deed Sale | Oct 15, 2007 · Amount on Record |
| Prior Sale | Jun 19, 1964 |
| Deed Book / Page | 881 / 426 |
| Last Transfer Date | Aug 19, 2013 |
| Transfer Doc | 0RB1102443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWKINS TN |
| Property Address | 431 PINE ST, MT CARMEL, TN 37645-3945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB1410438 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 1410/438 |
| Instrument | 21004954 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Hawkins County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hawkins County |
| Municipality | Mount Carmel Town |
| Unified School District | Hawkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,450 (-) Land $10,225 Building $39,225 | $197,800 (-) Land $40,900 Building $156,900 | |
| 2024 | $786.00 | ||
| 2023 | $49,450 Land $10,225 Building $39,225 | ||
| 2021 | $197,800 Land $40,900 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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