446 Pine St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 446 Pine St, Mount Carmel, TN 37645 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 971 sqft · built 1950
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Apr 2021)
Tax Bill	$294 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022J-B-017.00`

Property Details

APN / Parcel Number

Primary APN	`022J-B-017.00`
Alternative APNs	`07022GB022J01700` `037022J B 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	971 sqft Living Area
1st Floor Area	971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Terrain	Rolling
Porch	Finished/Open Porch
Porch Area	180 sqft
Utility Building	2 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 PINE ST
City	MOUNT CARMEL
State	TN
Zip	37645-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE PB: 1 PG: 402 BLK: 7 LOT: 20 50 X 160
Legal Subdivision	WESTRIDGE
Legal Block	7
Legal Lot Number	20
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	50601

Owner

Source: Hawkins County records · APN 022J-B-017.00

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	819 W CHURCH ST, GREENEVILLE, TN 37745-3259
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMER CREDIT UNION
Jan 13, 2026	Deed of Trust, Mortgage CONSUMER CU
Aug 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE COMMUNITY BANK
Apr 16, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	20212978
Deed Book / Page	1399 / 442
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Recording Date	Jun 25, 2026
Property Address	446 PINE ST, MOUNT CARMEL, TN 37645-3944
Document Number	0000004041
Book / Page	1653 / 40
Instrument Date	Jun 10, 2026
Instrument	20264041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GRAPEVINE TRL, GREENEVILLE, TN 37745-0411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004041,
Date	Jun 25, 2026
Book Page	1653/40
Instrument	20264041

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 20, 2028

Interest

Rate	6.36%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	446 PINE ST, MT CARMEL, TN 37645-3944
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GRAPEVINE TRL, GREENEVILLE, TN 37745-0411

Mortgage

Document Number	0RB1629424
Date	Jan 13, 2026
Book Page	1629/424
Instrument	26000244

Lender

Name	CONSUMER CU
Type	Credit Union
Address	GREENEVILLE, TN 37745

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 30, 2035

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	446 PINE ST, MT CARMEL, TN 37645-3944
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 W CHURCH ST, GREENEVILLE, TN 37745-3259

Mortgage

Document Number	00RB142068
Date	Aug 19, 2021
Book Page	1420/68
Instrument	21006647

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	GREENEVILLE, TN 37745

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 29, 2041

April 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAWKINS TN
Recording Date	Apr 16, 2021
Property Address	446 PINE ST, MT CARMEL, TN 37645-3944
Document Number	0RB1399442
Book / Page	1399 / 442
Map Reference	CAB 1 ENV 130B
Instrument Date	Apr 15, 2021
Instrument	21002978
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$155.40
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 W CHURCH ST, GREENEVILLE, TN 37745-3259

Tax Assessment & Valuation

Source: Hawkins County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,500 (-) Land $2,900 Building $15,600	$74,000 (-) Land $11,600 Building $62,400
2024	$294.00 (-57.14%)
2023		$18,500 (-) Land $2,900 Building $15,600
2022	$686.00	$18,500 Land $2,900 Building $15,600	$74,000 (-) Land $11,600 Building $62,400
2021			$74,000 Land $11,600 Building $62,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawkins County (47073C), updated June 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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